THE IMPACT OF ARTIFICIAL INTELLIGENCE ON CREDIT RISK ASSESSMENT AND BUSINESS MODEL TRANSFORMATION IN THE FINANCIAL SECTOR

THE IMPACT OF ARTIFICIAL INTELLIGENCE ON CREDIT RISK ASSESSMENT AND BUSINESS MODEL TRANSFORMATION IN THE FINANCIAL SECTOR

The adoption of Artificial Intelligence (AI) in the financial sector is fundamentally transforming credit risk assessment and reshaping business models. This paper explores the impact of AI-driven technologies on credit evaluation, highlighting the shift from traditional, human-based credit scor...

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Bibliographic Details
Main Author: CIUMARA TUDOR
Format: Article
Language:English
Published: Academica Brâncuşi 2024-12-01
Series:Analele Universităţii Constantin Brâncuşi din Târgu Jiu : Seria Economie
Subjects:
artificial intelligence
credit risk assessment
financial sector
business model transformation
Online Access:https://www.utgjiu.ro/revista/ec/pdf/2024-06/23_Ciumara.pdf
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