THE IMPACT OF ARTIFICIAL INTELLIGENCE ON CREDIT RISK ASSESSMENT AND BUSINESS MODEL TRANSFORMATION IN THE FINANCIAL SECTOR
The adoption of Artificial Intelligence (AI) in the financial sector is fundamentally transforming credit risk assessment and reshaping business models. This paper explores the impact of AI-driven technologies on credit evaluation, highlighting the shift from traditional, human-based credit scor...
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| Format: | Article |
| Language: | English |
| Published: |
Academica Brâncuşi
2024-12-01
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| Series: | Analele Universităţii Constantin Brâncuşi din Târgu Jiu : Seria Economie |
| Subjects: | |
| Online Access: | https://www.utgjiu.ro/revista/ec/pdf/2024-06/23_Ciumara.pdf |
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