Economic Evidence on Cost Sharing and Alternative Insurance Designs to Address Moral and Behavioral Hazards in High-Income Health Care Systems: A Systematic Review

Economic Evidence on Cost Sharing and Alternative Insurance Designs to Address Moral and Behavioral Hazards in High-Income Health Care Systems: A Systematic Review

In health insurance, “moral hazard” describes the concept that coverage without an out-of-pocket cost to consumers could result in health care utilization beyond economically efficient levels. In response, payers in the United States (US) have designed pharmaceutical benefit plans with significant c...

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Bibliographic Details
Main Authors: Marlon Graf, James R. Baumgardner, Ulrich Neumann, Iris P. Brewer, Jacquelyn W. Chou, A. Mark Fendrick
Format: Article
Language:English
Published: Taylor & Francis Group 2024-11-01
Series:Journal of Market Access & Health Policy
Subjects:
moral hazard
behavioral hazard
value-based insurance
efficiency
patient out-of-pocket costs
patient cost-sharing
Online Access:https://www.mdpi.com/2001-6689/12/4/27
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https://www.mdpi.com/2001-6689/12/4/27

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