Enhancing credit scoring accuracy with a comprehensive evaluation of alternative data.
This study explores the potential of utilizing alternative data sources to enhance the accuracy of credit scoring models, compared to relying solely on traditional data sources, such as credit bureau data. A comprehensive dataset from the Home Credit Group's home loan portfolio is analysed. The...
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| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
| Published: |
Public Library of Science (PLoS)
2024-01-01
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| Series: | PLoS ONE |
| Online Access: | https://journals.plos.org/plosone/article/file?id=10.1371/journal.pone.0303566&type=printable |
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