The Role of Financial Technology in Promoting Digital Finances in Algeria (2016-2024) by Abderraouf Abada, Messaoud Boukhalfi, Mohammed Abderrahmane Bentadjine, Abdelfattah Daoudi

“…These technologies reduce costs, increase speed, security, and transparency, and enable safer financial services. They also pave the way for financial inclusion by expanding and generalizing financial services, making them accessible to a larger segment of society, particularly those who do not use the traditional financial and banking system. …”
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Presentations on How to Finance Iran's Higher Education Based on the Global Study Model by Ehsan Ehteshamnejad, Mehdi Pakzad Bonab, Mehdi Ramezani

“…A proposal for financial services for higher education in Iran is presented. …”
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THE FINTECH EFFECT ON ORGANIZATIONS MANAGEMENT by Marius Sandy STANESCU

“…This study highlights the production of new Fintech technologies, which results in increased competition for the supply of financial services and products and, in return, potentially disruptive changes in these sectors with a determining effect on the management of financial institutions.…”

MARKETS IN CRYPTO-ASSETS AND CAPITAL MARKET by Cristian GHEORGHE

“…But other crypto-assets fall outside of the scope of Union legislative acts on financial services. European legislator chooses to regulate crypto assets that not fall within the regulation of financial instruments outside of this regulation. …”
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Review of key technology and its application of blockchain by Feng ZHANG, Boxuan SHI, Wenbao JIANG

“…The rise of blockchain technology is a paradigm shift,which is similar to the rise of the Internet,and it has attracted wide attention.Blockchain has characteristics of decentralization,tamper-resistant,traceability and so on.The achievements of some papers about blockchain at home and abroad have been analysed in recent years,and the core technology principle of blockchain has been parsed.The application scenarios of blockchain were disscussed,such as financial services,credit management,tenure management,public network service and other fields.The existing problems in various application fields were pointed out.Some opinions on the development and application of blockchain were put forward,dedicated to blockchain and hoped to do contribution for the research about blockchain and its applications.…”
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Adoption of Mobile Payments in Brazil: Technology Readiness, Trust and Perceived Quality by Tharcisio Alexandrino Caldeira, Jorge Brantes Ferreira, Angilberto Freitas, Roberto Pessoa de Queiroz Falcão

“…The study analyses the relationship between constructs widely used in the literature on technology acceptance - such as perceived usefulness and perceived ease of use - and constructs related to financial services, such as trust and perceived quality. …”
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Les trois âges de l’intermédiation financière de la Poste (1881-2010) : révélateurs des mutations des rapports sociaux by Nadège Vezinat

“…Financial services of French Post have played a key role to develop savings accounts in France. …”
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BANKING REGULATION AND SUPERVISION IN TRADITIONAL AND ISLAMIC FINANCE: COMPARATIVE ANALYSIS AND IMPLEMENTATION FEATURES by T. Yu. Mazurina, Sh. S. Sharipov

“…The main problems of implementation of international standards in the activities of organizations providing Islamic financial services, specific features and main directions of development of the system of regulation and supervision of Islamic banks in the context of harmonization of the Supervisory process of Islamic banks and international standards of banking supervision have been analysed.…”
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HOW DO SOCIO-DEMOGRAPHIC CHARACTERISTICS INFLUENCE THE PROBABILITY OF FINANCIAL INCLUSION? EVIDENCE FROM A TRANSITIONAL ECONOMY by Hong Thu Nguyen, Kieu Oanh Dao Le

“…Financial inclusion can be understood as the provision of financial services in a convenient and appropriate way to meet the needs of society, help vulnerable groups have opportunities, and promote sustainable economic growth. …”
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Policy‐Maker of Last Resort? Drivers of Discretion at the European Central Bank by Shawn Donnelly

“…The article examines discretion in macroeconomic policy instruments, capital requirements for banks, including choices that have industrial policy (targeted sectoral) effects, the design of the digital euro, and ECB efforts to force the migration of UK-based financial services to the EU.…”
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Segmentation of current and potential investors in retirement plans to retain and capture customers by Ronaldo Andrade Deccax, Carlos Heitor Campani

“…Based on a bibliographic review, and the study of multiple cases, there was revealed relevant aspects of the supplemental retirement market in Brazil, this article proposes a new set of demographic and psychographic variables that were more effective in previous research in the segmentation of financial services clients. It innovates by incorporating variables from Psychology and Behavioral Finance, especially the “rationality” variable which has a remarkable ability to synthesize vulnerabilities to a wide universe of heuristics and biases when applied to investors. …”
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Analysis of the methods and trends of money laundering by import – export transactions by Ju. M. Beketnova

“…However, typical patterns or patterns in the organization of shadow financial services schemes can be traced. The study of typologies of money laundering is considered by the international anti-money laundering community as one of the areas that ensure the strategic superiority of state bodies in the fight against this phenomenon.The purpose of the study is to identify trends in money laundering in foreign economic transactions and methods of counteraction. …”
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Data security challenges and countermeasures in financial technology by Jianming ZHU, Hongrui YANG

“…While financial technology brings opportunities to the financial industry,it also brings new challenges.With the rapid development of financial technology,the big data explosion caused by the digitalization,networking and intelligence of financial services has put forward new and greater requirements for data security governance.Based on the analysis of the status quo of financial technology development and financial data security,a financial data security “shell” model for the characteristics of financial data was proposed:the internal is the security goals of ensuring data confidentiality,integrity,and availability; the external is a variety of threats including data leaking,tampering and destroying etc; the middle is various coping strategies,including access strategies,prevention and control strategies,detection strategies,perceived strategies and etc.According to this model,relevant suggestions and countermeasures for data security governance in financial technology are proposed.…”
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THE MAIN DIRECTIONS OF INTERRELATION BETWEEN FINANCIAL SCIENCE AND FINANCIAL CULTURE by K. V. Ekimova, S. S. Galasova, V. V. Manuylenko

“…The following areas of interaction between financial science and financial culture, the implementation of which will increase the level of financial science and culture, have been highlighted: education, informing the population about the protection of the rights of consumers of financial services, preparing citizens for life in old age.…”
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Protection of Clients’ Rights in the Microcredit Process by M. A. Sadykov

“…It has been offered to strengthen state control over the activities of the banking sector, as well as to increase the legal awareness of young people in the process of using financial services of foreign and domestic banks and credit institutions.…”
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FINTECH COMPANIES AND THEIR INTERACTION WITH BANKS: INTERNATIONAL AND RUSSIAN EXPERIENCE by S. S. Matveevskii, A. V. Berdyshev

“…The authors conclude that the development and transformation of a FinTech company into neo-banks is associated with an increase in financial services for companies, successful capital raising, cooperation with banks and the use of specialized platforms. …”
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Changing Intermediary System of Repayable EU Funds in Hungary (2007- 2013, 2014-2020) by Sára Farkas

“…Despite their numerous advantages the structural changes hold many risks on growth and on local economic development as well, since the embeddedness of the financial intermediaries in local economies and their diversity are among the core features to provide the properly customised financial services for the targeted enterprises. This institutional change causes a rapid spending of repayable subsidies but hindering the delivery of the original objectives of the cohesion policies. …”
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Analysis of the impact of financial inclusion and FinTech on youth labour force participation in the MENA region by Elmasmari Hanane, Amaghouss Jabrane

“…In addition, barriers to financial inclusion encompass a lack of documentation, religious constraints and the costs associated with financial services. Furthermore, examining the effect of financial inclusion and FinTech reveals that having formal bank accounts and mobile money accounts, as well as savings, formal loans, and digital transactions, has a significant impact on young people’s participation in the labour force.…”
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Exploring the Contribution of Fintech to Digital Transformation in Indonesian MSMEs: A Literature Review by Widia Febriyani, Nurdinintya Athari Supratman, R.Wahjoe Witjaksono

“…Despite their significant contributions to the economy, MSMEs need help in adopting digital solutions, including limited access to financial services and technological integration. This study explores the role of Fintech in driving the digital transformation of MSMEs and examines its contributions to financial inclusion, operational efficiency, and market expansion. …”
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Access to finance and women entrepreneurship development in the Kigezi subregion, Uganda by Eton, Marus, Dianah, Nkamusiima

“…The findings revealed that women entrepreneurs find it difficult to access cheap and adequate financial services. The study recommends increased funding, development of good policies, and entrepreneurship training and education for women-owned businesses in order to strengthen women’s entrepreneurship development.…”
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