Assessing the mediating role of locus of control on financial literacy, financial attitude, and financial management behavior in Generation Z
The purpose of this study was to determine how financial literacy and financial attitudes affect financial management behavior through locus of control in generation Z in Kuningan Regency. Primary data was collected through questionnaires distributed using Google forms.. The secondary data obtained...
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Format: | Article |
Language: | English |
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Universitas Muhammadiyah Purwokerto
2024-12-01
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Series: | Kompartemen: Jurnal Ilmiah Akuntansi |
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Online Access: | https://jurnalnasional.ump.ac.id/index.php/kompartemen/article/view/23627 |
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author | Iqbal Arraniri Vivi Siti Lutpiyah |
author_facet | Iqbal Arraniri Vivi Siti Lutpiyah |
author_sort | Iqbal Arraniri |
collection | DOAJ |
description | The purpose of this study was to determine how financial literacy and financial attitudes affect financial management behavior through locus of control in generation Z in Kuningan Regency. Primary data was collected through questionnaires distributed using Google forms.. The secondary data obtained is adjusted to the literature related to the research. The sample in this study is 322 respondents taken using non-probability sampling techniques. The analysis method used in this study is by using Structural Equation Modeling (SEM) Analysis with the help of the SEM AMOS Version 23 program. The results of this study show that financial literacy and financial attitude have a positive and significant effect on financial management behavior. Financial literacy and financial attitude have a positive and significant effect on the locus of control. (5) locus of control has a positive and significant effect on financial management behavior. (6) locus of control can mediate the influence of financial literacy and financial attitude on financial management behavior. |
format | Article |
id | doaj-art-ffcfacf284df43549fc822a3144d1e91 |
institution | Kabale University |
issn | 1693-1084 2579-8928 |
language | English |
publishDate | 2024-12-01 |
publisher | Universitas Muhammadiyah Purwokerto |
record_format | Article |
series | Kompartemen: Jurnal Ilmiah Akuntansi |
spelling | doaj-art-ffcfacf284df43549fc822a3144d1e912025-01-09T08:17:50ZengUniversitas Muhammadiyah PurwokertoKompartemen: Jurnal Ilmiah Akuntansi1693-10842579-89282024-12-0122222624210.30595/kompartemen.v22i2.236276508Assessing the mediating role of locus of control on financial literacy, financial attitude, and financial management behavior in Generation ZIqbal Arraniri0Vivi Siti Lutpiyah1Universitas Jenderal SoedirmanUniversitas KuninganThe purpose of this study was to determine how financial literacy and financial attitudes affect financial management behavior through locus of control in generation Z in Kuningan Regency. Primary data was collected through questionnaires distributed using Google forms.. The secondary data obtained is adjusted to the literature related to the research. The sample in this study is 322 respondents taken using non-probability sampling techniques. The analysis method used in this study is by using Structural Equation Modeling (SEM) Analysis with the help of the SEM AMOS Version 23 program. The results of this study show that financial literacy and financial attitude have a positive and significant effect on financial management behavior. Financial literacy and financial attitude have a positive and significant effect on the locus of control. (5) locus of control has a positive and significant effect on financial management behavior. (6) locus of control can mediate the influence of financial literacy and financial attitude on financial management behavior.https://jurnalnasional.ump.ac.id/index.php/kompartemen/article/view/23627financial literacyfinancial attitudelocus of controlfinancial management behavior |
spellingShingle | Iqbal Arraniri Vivi Siti Lutpiyah Assessing the mediating role of locus of control on financial literacy, financial attitude, and financial management behavior in Generation Z Kompartemen: Jurnal Ilmiah Akuntansi financial literacy financial attitude locus of control financial management behavior |
title | Assessing the mediating role of locus of control on financial literacy, financial attitude, and financial management behavior in Generation Z |
title_full | Assessing the mediating role of locus of control on financial literacy, financial attitude, and financial management behavior in Generation Z |
title_fullStr | Assessing the mediating role of locus of control on financial literacy, financial attitude, and financial management behavior in Generation Z |
title_full_unstemmed | Assessing the mediating role of locus of control on financial literacy, financial attitude, and financial management behavior in Generation Z |
title_short | Assessing the mediating role of locus of control on financial literacy, financial attitude, and financial management behavior in Generation Z |
title_sort | assessing the mediating role of locus of control on financial literacy financial attitude and financial management behavior in generation z |
topic | financial literacy financial attitude locus of control financial management behavior |
url | https://jurnalnasional.ump.ac.id/index.php/kompartemen/article/view/23627 |
work_keys_str_mv | AT iqbalarraniri assessingthemediatingroleoflocusofcontrolonfinancialliteracyfinancialattitudeandfinancialmanagementbehavioringenerationz AT vivisitilutpiyah assessingthemediatingroleoflocusofcontrolonfinancialliteracyfinancialattitudeandfinancialmanagementbehavioringenerationz |