Assessing the mediating role of locus of control on financial literacy, financial attitude, and financial management behavior in Generation Z

The purpose of this study was to determine how financial literacy and financial attitudes affect financial management behavior through locus of control in generation Z in Kuningan Regency. Primary data was collected through questionnaires distributed using Google forms.. The secondary data obtained...

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Main Authors: Iqbal Arraniri, Vivi Siti Lutpiyah
Format: Article
Language:English
Published: Universitas Muhammadiyah Purwokerto 2024-12-01
Series:Kompartemen: Jurnal Ilmiah Akuntansi
Subjects:
Online Access:https://jurnalnasional.ump.ac.id/index.php/kompartemen/article/view/23627
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author Iqbal Arraniri
Vivi Siti Lutpiyah
author_facet Iqbal Arraniri
Vivi Siti Lutpiyah
author_sort Iqbal Arraniri
collection DOAJ
description The purpose of this study was to determine how financial literacy and financial attitudes affect financial management behavior through locus of control in generation Z in Kuningan Regency. Primary data was collected through questionnaires distributed using Google forms.. The secondary data obtained is adjusted to the literature related to the research. The sample in this study is 322 respondents taken using non-probability sampling techniques. The analysis method used in this study is by using Structural Equation Modeling (SEM) Analysis with the help of the SEM AMOS Version 23 program. The results of this study show that financial literacy and financial attitude have a positive and significant effect on financial management behavior. Financial literacy and financial attitude have a positive and significant effect on the locus of control. (5) locus of control has a positive and significant effect on financial management behavior. (6) locus of control can mediate the influence of financial literacy and financial attitude on financial management behavior.
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institution Kabale University
issn 1693-1084
2579-8928
language English
publishDate 2024-12-01
publisher Universitas Muhammadiyah Purwokerto
record_format Article
series Kompartemen: Jurnal Ilmiah Akuntansi
spelling doaj-art-ffcfacf284df43549fc822a3144d1e912025-01-09T08:17:50ZengUniversitas Muhammadiyah PurwokertoKompartemen: Jurnal Ilmiah Akuntansi1693-10842579-89282024-12-0122222624210.30595/kompartemen.v22i2.236276508Assessing the mediating role of locus of control on financial literacy, financial attitude, and financial management behavior in Generation ZIqbal Arraniri0Vivi Siti Lutpiyah1Universitas Jenderal SoedirmanUniversitas KuninganThe purpose of this study was to determine how financial literacy and financial attitudes affect financial management behavior through locus of control in generation Z in Kuningan Regency. Primary data was collected through questionnaires distributed using Google forms.. The secondary data obtained is adjusted to the literature related to the research. The sample in this study is 322 respondents taken using non-probability sampling techniques. The analysis method used in this study is by using Structural Equation Modeling (SEM) Analysis with the help of the SEM AMOS Version 23 program. The results of this study show that financial literacy and financial attitude have a positive and significant effect on financial management behavior. Financial literacy and financial attitude have a positive and significant effect on the locus of control. (5) locus of control has a positive and significant effect on financial management behavior. (6) locus of control can mediate the influence of financial literacy and financial attitude on financial management behavior.https://jurnalnasional.ump.ac.id/index.php/kompartemen/article/view/23627financial literacyfinancial attitudelocus of controlfinancial management behavior
spellingShingle Iqbal Arraniri
Vivi Siti Lutpiyah
Assessing the mediating role of locus of control on financial literacy, financial attitude, and financial management behavior in Generation Z
Kompartemen: Jurnal Ilmiah Akuntansi
financial literacy
financial attitude
locus of control
financial management behavior
title Assessing the mediating role of locus of control on financial literacy, financial attitude, and financial management behavior in Generation Z
title_full Assessing the mediating role of locus of control on financial literacy, financial attitude, and financial management behavior in Generation Z
title_fullStr Assessing the mediating role of locus of control on financial literacy, financial attitude, and financial management behavior in Generation Z
title_full_unstemmed Assessing the mediating role of locus of control on financial literacy, financial attitude, and financial management behavior in Generation Z
title_short Assessing the mediating role of locus of control on financial literacy, financial attitude, and financial management behavior in Generation Z
title_sort assessing the mediating role of locus of control on financial literacy financial attitude and financial management behavior in generation z
topic financial literacy
financial attitude
locus of control
financial management behavior
url https://jurnalnasional.ump.ac.id/index.php/kompartemen/article/view/23627
work_keys_str_mv AT iqbalarraniri assessingthemediatingroleoflocusofcontrolonfinancialliteracyfinancialattitudeandfinancialmanagementbehavioringenerationz
AT vivisitilutpiyah assessingthemediatingroleoflocusofcontrolonfinancialliteracyfinancialattitudeandfinancialmanagementbehavioringenerationz