Consumptive Behavior of Students Examined from the Perspective of E-Wallet Application Usage

The purpose of this research is to identify the consumptive behaviour of students from the perspective of e-wallet application usage. The research data is analyzed using the quantile regression method, which is a more specific regression method that can provide different estimator values at various...

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Main Authors: Mahdiyah Mahdiyah, Fildzah Rudyah Putri, Mutiara Dahlia
Format: Article
Language:English
Published: lppm Universitas Negeri Jakarta 2024-08-01
Series:JISAE (Journal of Indonesian Student Assessment and Evaluation)
Subjects:
Online Access:https://journal.unj.ac.id/unj/index.php/jisae/article/view/48943
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author Mahdiyah Mahdiyah
Fildzah Rudyah Putri
Mutiara Dahlia
author_facet Mahdiyah Mahdiyah
Fildzah Rudyah Putri
Mutiara Dahlia
author_sort Mahdiyah Mahdiyah
collection DOAJ
description The purpose of this research is to identify the consumptive behaviour of students from the perspective of e-wallet application usage. The research data is analyzed using the quantile regression method, which is a more specific regression method that can provide different estimator values at various quantile positions of the data. The respondents used in this study were 212 students. The results of the research show that the use of e-wallet applications is positively correlated with the consumptive behaviour of students. The relationship between the effect of using e-wallets and the consumptive behaviour of students varies at different quantile distribution levels. A larger regression coefficient value indicates a greater role of e-wallet usage in students' consumptive behaviour. The most significant role of e-wallet usage is seen at the 0.25, 0.75, 0.10, 0.50, and 0.90 quantiles in the distribution of students' consumptive behaviour. The variation in the results of this analysis demonstrates the flexibility of quantile regression and makes it more complex.
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institution Kabale University
issn 2442-4919
2597-8934
language English
publishDate 2024-08-01
publisher lppm Universitas Negeri Jakarta
record_format Article
series JISAE (Journal of Indonesian Student Assessment and Evaluation)
spelling doaj-art-fa975a1ecb3e4835a46f77d16aab0cad2025-01-06T00:17:59Zenglppm Universitas Negeri JakartaJISAE (Journal of Indonesian Student Assessment and Evaluation)2442-49192597-89342024-08-01101525810.21009/jisae.v8i2.4894339544Consumptive Behavior of Students Examined from the Perspective of E-Wallet Application UsageMahdiyah Mahdiyah0Fildzah Rudyah Putri1Mutiara Dahlia2Faculty of Engineering, Universitas Negeri Jakarta, Jakarta, IndonesiaFaculty of Psychology, Universitas Negeri Jakarta, Jakarta, IndonesiaFaculty of Engineering, Universitas Negeri Jakarta, Jakarta, IndonesiaThe purpose of this research is to identify the consumptive behaviour of students from the perspective of e-wallet application usage. The research data is analyzed using the quantile regression method, which is a more specific regression method that can provide different estimator values at various quantile positions of the data. The respondents used in this study were 212 students. The results of the research show that the use of e-wallet applications is positively correlated with the consumptive behaviour of students. The relationship between the effect of using e-wallets and the consumptive behaviour of students varies at different quantile distribution levels. A larger regression coefficient value indicates a greater role of e-wallet usage in students' consumptive behaviour. The most significant role of e-wallet usage is seen at the 0.25, 0.75, 0.10, 0.50, and 0.90 quantiles in the distribution of students' consumptive behaviour. The variation in the results of this analysis demonstrates the flexibility of quantile regression and makes it more complex.https://journal.unj.ac.id/unj/index.php/jisae/article/view/48943consumptive behaviour; e-wallet; college students; quantile regression
spellingShingle Mahdiyah Mahdiyah
Fildzah Rudyah Putri
Mutiara Dahlia
Consumptive Behavior of Students Examined from the Perspective of E-Wallet Application Usage
JISAE (Journal of Indonesian Student Assessment and Evaluation)
consumptive behaviour; e-wallet; college students; quantile regression
title Consumptive Behavior of Students Examined from the Perspective of E-Wallet Application Usage
title_full Consumptive Behavior of Students Examined from the Perspective of E-Wallet Application Usage
title_fullStr Consumptive Behavior of Students Examined from the Perspective of E-Wallet Application Usage
title_full_unstemmed Consumptive Behavior of Students Examined from the Perspective of E-Wallet Application Usage
title_short Consumptive Behavior of Students Examined from the Perspective of E-Wallet Application Usage
title_sort consumptive behavior of students examined from the perspective of e wallet application usage
topic consumptive behaviour; e-wallet; college students; quantile regression
url https://journal.unj.ac.id/unj/index.php/jisae/article/view/48943
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AT fildzahrudyahputri consumptivebehaviorofstudentsexaminedfromtheperspectiveofewalletapplicationusage
AT mutiaradahlia consumptivebehaviorofstudentsexaminedfromtheperspectiveofewalletapplicationusage