Customer credit modeling and credit granting method based on hybrid algorithm of collaborative filtering and social network
With the expansion of market demand for customer credit screening,the traditional FICO credit modeling method relies on a large number of historical credit behavior of trustees,and the limitation of weak ability to identify group attributes is constantly emerging,which causes the problem of cold sta...
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Main Authors: | Ke ZHANG, YueJia SUN, Hai HAN |
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Format: | Article |
Language: | zho |
Published: |
Beijing Xintong Media Co., Ltd
2020-02-01
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Series: | Dianxin kexue |
Subjects: | |
Online Access: | http://www.telecomsci.com/zh/article/doi/10.11959/j.issn.1000-0801.2020048/ |
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