As fintechs no Brasil e a primazia de São Paulo: aspectos conceituais e empíricos

This article seeks to establish a geographical analysis of the recent emergence of fintechs and how they have been developing in Brazil. In the first part, we problematize the very notion of “fintech”, which has at least three different meanings in the academic literature. In the second part of the...

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Main Author: Fabio Betioli Contel
Format: Article
Language:English
Published: Confins 2024-12-01
Series:Confins
Subjects:
Online Access:https://journals.openedition.org/confins/60579
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author Fabio Betioli Contel
author_facet Fabio Betioli Contel
author_sort Fabio Betioli Contel
collection DOAJ
description This article seeks to establish a geographical analysis of the recent emergence of fintechs and how they have been developing in Brazil. In the first part, we problematize the very notion of “fintech”, which has at least three different meanings in the academic literature. In the second part of the text, which is more empirical in nature, we try to show why fintechs have settled preferentially in the São Paulo Metropolitan Region, using cartographic representation and the tabulation of significant information on the “digital services” offered by fintechs. Finally, we conclude that, despite being a thriving phenomenon, the rise of fintechs does not seem to be bringing major changes to the oligopolized structure of the Brazilian financial market.
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spelling doaj-art-e2363c92e45f470cb6c0e4d11710c7082025-01-13T15:56:31ZengConfinsConfins1958-92122024-12-016510.4000/130jeAs fintechs no Brasil e a primazia de São Paulo: aspectos conceituais e empíricosFabio Betioli ContelThis article seeks to establish a geographical analysis of the recent emergence of fintechs and how they have been developing in Brazil. In the first part, we problematize the very notion of “fintech”, which has at least three different meanings in the academic literature. In the second part of the text, which is more empirical in nature, we try to show why fintechs have settled preferentially in the São Paulo Metropolitan Region, using cartographic representation and the tabulation of significant information on the “digital services” offered by fintechs. Finally, we conclude that, despite being a thriving phenomenon, the rise of fintechs does not seem to be bringing major changes to the oligopolized structure of the Brazilian financial market.https://journals.openedition.org/confins/60579São Paulodigitalizationfintechstechnical-scientific informational milieu
spellingShingle Fabio Betioli Contel
As fintechs no Brasil e a primazia de São Paulo: aspectos conceituais e empíricos
Confins
São Paulo
digitalization
fintechs
technical-scientific informational milieu
title As fintechs no Brasil e a primazia de São Paulo: aspectos conceituais e empíricos
title_full As fintechs no Brasil e a primazia de São Paulo: aspectos conceituais e empíricos
title_fullStr As fintechs no Brasil e a primazia de São Paulo: aspectos conceituais e empíricos
title_full_unstemmed As fintechs no Brasil e a primazia de São Paulo: aspectos conceituais e empíricos
title_short As fintechs no Brasil e a primazia de São Paulo: aspectos conceituais e empíricos
title_sort as fintechs no brasil e a primazia de sao paulo aspectos conceituais e empiricos
topic São Paulo
digitalization
fintechs
technical-scientific informational milieu
url https://journals.openedition.org/confins/60579
work_keys_str_mv AT fabiobetiolicontel asfintechsnobrasileaprimaziadesaopauloaspectosconceituaiseempiricos