The Impact of ZIS Fund Management by Lazismu on the Growth and Empowerment of UMKM

The management of Zakat, Infaq, and Sadaqah (ZIS) funds plays a critical role in supporting the growth of Micro, Small, and Medium Enterprises (MSMEs) in West Kalimantan, as these funds provide essential capital to businesses with limited access to formal financing. This study explores how Lazismu...

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Main Authors: Rahmat, Aiyub Anshori
Format: Article
Language:English
Published: Fakultas Ekonomi dan Bisnis Islam 2024-12-01
Series:Mabsya
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Online Access:https://ejournal.uinsaizu.ac.id/index.php/mabsya/article/view/12328
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author Rahmat
Aiyub Anshori
author_facet Rahmat
Aiyub Anshori
author_sort Rahmat
collection DOAJ
description The management of Zakat, Infaq, and Sadaqah (ZIS) funds plays a critical role in supporting the growth of Micro, Small, and Medium Enterprises (MSMEs) in West Kalimantan, as these funds provide essential capital to businesses with limited access to formal financing. This study explores how Lazismu Kalimantan Barat manages ZIS funds and examines their impact on the development of local MSMEs. Using a qualitative methodology, data were collected through in-depth interviews with ZIS fund recipients. The research focuses on the processes of fund distribution, utilization, and the challenges faced by MSMEs in managing the capital received. The findings reveal that Lazismu has implemented an efficient and transparent process for distributing ZIS funds, facilitating access for recipients. The funds are primarily used to enhance production capacity, improve product quality, and support business operations. Additionally, MSMEs benefit from financial management and marketing training provided by Lazismu. However, challenges in fund allocation remain, indicating the need for more intensive mentorship in financial planning. The study concludes that Lazismu's effective management of ZIS funds has significantly contributed to MSME growth, particularly in production capacity, innovation, and market expansion. Future programs should prioritize in-depth financial training to maximize the impact of ZIS funds and further support MSME sustainability
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publisher Fakultas Ekonomi dan Bisnis Islam
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spelling doaj-art-d6c9faae0fe94315b679962b290cde3b2025-01-07T08:03:31ZengFakultas Ekonomi dan Bisnis IslamMabsya2714-55652714-77972024-12-016210.24090/mabsya.v6i2.12328The Impact of ZIS Fund Management by Lazismu on the Growth and Empowerment of UMKMRahmat0Aiyub Anshori1Universitas Muhammadiyah PontianakUniversitas Muhammadiyah Pontianak The management of Zakat, Infaq, and Sadaqah (ZIS) funds plays a critical role in supporting the growth of Micro, Small, and Medium Enterprises (MSMEs) in West Kalimantan, as these funds provide essential capital to businesses with limited access to formal financing. This study explores how Lazismu Kalimantan Barat manages ZIS funds and examines their impact on the development of local MSMEs. Using a qualitative methodology, data were collected through in-depth interviews with ZIS fund recipients. The research focuses on the processes of fund distribution, utilization, and the challenges faced by MSMEs in managing the capital received. The findings reveal that Lazismu has implemented an efficient and transparent process for distributing ZIS funds, facilitating access for recipients. The funds are primarily used to enhance production capacity, improve product quality, and support business operations. Additionally, MSMEs benefit from financial management and marketing training provided by Lazismu. However, challenges in fund allocation remain, indicating the need for more intensive mentorship in financial planning. The study concludes that Lazismu's effective management of ZIS funds has significantly contributed to MSME growth, particularly in production capacity, innovation, and market expansion. Future programs should prioritize in-depth financial training to maximize the impact of ZIS funds and further support MSME sustainability https://ejournal.uinsaizu.ac.id/index.php/mabsya/article/view/12328Zakat; Infaq; Sadaqah; Fund Management; MSMEs; Lazismu
spellingShingle Rahmat
Aiyub Anshori
The Impact of ZIS Fund Management by Lazismu on the Growth and Empowerment of UMKM
Mabsya
Zakat; Infaq; Sadaqah; Fund Management; MSMEs; Lazismu
title The Impact of ZIS Fund Management by Lazismu on the Growth and Empowerment of UMKM
title_full The Impact of ZIS Fund Management by Lazismu on the Growth and Empowerment of UMKM
title_fullStr The Impact of ZIS Fund Management by Lazismu on the Growth and Empowerment of UMKM
title_full_unstemmed The Impact of ZIS Fund Management by Lazismu on the Growth and Empowerment of UMKM
title_short The Impact of ZIS Fund Management by Lazismu on the Growth and Empowerment of UMKM
title_sort impact of zis fund management by lazismu on the growth and empowerment of umkm
topic Zakat; Infaq; Sadaqah; Fund Management; MSMEs; Lazismu
url https://ejournal.uinsaizu.ac.id/index.php/mabsya/article/view/12328
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