Do Banks Conduct Earnings Management Prior to Seasoned Equity Offerings to Meet Capital Adequacy Regulation?

The episodic financial crises in Indonesia highlighted the importance of strengthening banks’ capital to maintain financial stability. To achieve such an objective, the Financial Service Authority (OJK) issued OJK Regulation Number 12/2020, which mandates banks to meet capital standards to preserve...

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Main Authors: Ricky Karunia Lubis, Risky Ainur Hardianti, Rizky Darmawan, Amrie Firmansyah
Format: Article
Language:English
Published: Ikatan Akuntan Indonesia 2023-05-01
Series:The Indonesian Journal of Accounting Research
Subjects:
Online Access:https://ijar-iaikapd.or.id/index.php/ijar/article/view/705
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author Ricky Karunia Lubis
Risky Ainur Hardianti
Rizky Darmawan
Amrie Firmansyah
author_facet Ricky Karunia Lubis
Risky Ainur Hardianti
Rizky Darmawan
Amrie Firmansyah
author_sort Ricky Karunia Lubis
collection DOAJ
description The episodic financial crises in Indonesia highlighted the importance of strengthening banks’ capital to maintain financial stability. To achieve such an objective, the Financial Service Authority (OJK) issued OJK Regulation Number 12/2020, which mandates banks to meet capital standards to preserve a sound financial system. However, given the short timeframe, banks need to conduct seasoned equity offerings (SEOs) to satisfy the regulation, where they could potentially perform earnings management before the SEOs to raise optimal capital. We used secondary data derived from www.idx.co.id from Q1-2019 to Q4-2021. We use the Wilcoxon signed-rank test to examine whether there are significant abnormal LLPs between pre- (2019-2020) and post-regulation (2020-2021), suggesting that bank managers conduct earnings management before SEOs through their discretion over LLP items. We also use a correlation test to investigate the association between earnings management and LLPs. Our study finds that bank managers engage in earnings management before SEOs to meet the capital adequacy regulation, given the short timeframe from the regulator. We also find a strong correlation between earnings management and LLPs. The study results suggest that bank managers engage in earnings management, regardless of whether it is income-increasing or income-decreasing, before the SEO period in response to the capital adequacy regulation through their use of discretion over LLP items.
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institution Kabale University
issn 2086-6887
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language English
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publisher Ikatan Akuntan Indonesia
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series The Indonesian Journal of Accounting Research
spelling doaj-art-d6a1b4f0056a4778afa43569f61f47f42024-11-22T03:19:38ZengIkatan Akuntan IndonesiaThe Indonesian Journal of Accounting Research2086-68872655-17482023-05-0126230333410.33312/ijar.705Do Banks Conduct Earnings Management Prior to Seasoned Equity Offerings to Meet Capital Adequacy Regulation?Ricky Karunia Lubis 0Risky Ainur Hardianti1Rizky Darmawan2Amrie Firmansyah3Polytechnic of State Finance STAN, IndonesiaPolytechnic of State Finance STAN, IndonesiaPolytechnic of State Finance STAN, IndonesiaPolytechnic of State Finance STAN, IndonesiaThe episodic financial crises in Indonesia highlighted the importance of strengthening banks’ capital to maintain financial stability. To achieve such an objective, the Financial Service Authority (OJK) issued OJK Regulation Number 12/2020, which mandates banks to meet capital standards to preserve a sound financial system. However, given the short timeframe, banks need to conduct seasoned equity offerings (SEOs) to satisfy the regulation, where they could potentially perform earnings management before the SEOs to raise optimal capital. We used secondary data derived from www.idx.co.id from Q1-2019 to Q4-2021. We use the Wilcoxon signed-rank test to examine whether there are significant abnormal LLPs between pre- (2019-2020) and post-regulation (2020-2021), suggesting that bank managers conduct earnings management before SEOs through their discretion over LLP items. We also use a correlation test to investigate the association between earnings management and LLPs. Our study finds that bank managers engage in earnings management before SEOs to meet the capital adequacy regulation, given the short timeframe from the regulator. We also find a strong correlation between earnings management and LLPs. The study results suggest that bank managers engage in earnings management, regardless of whether it is income-increasing or income-decreasing, before the SEO period in response to the capital adequacy regulation through their use of discretion over LLP items. https://ijar-iaikapd.or.id/index.php/ijar/article/view/705earnings managementseasoned equity offeringsloan loss provisionscapital adequacy regulations
spellingShingle Ricky Karunia Lubis
Risky Ainur Hardianti
Rizky Darmawan
Amrie Firmansyah
Do Banks Conduct Earnings Management Prior to Seasoned Equity Offerings to Meet Capital Adequacy Regulation?
The Indonesian Journal of Accounting Research
earnings management
seasoned equity offerings
loan loss provisions
capital adequacy regulations
title Do Banks Conduct Earnings Management Prior to Seasoned Equity Offerings to Meet Capital Adequacy Regulation?
title_full Do Banks Conduct Earnings Management Prior to Seasoned Equity Offerings to Meet Capital Adequacy Regulation?
title_fullStr Do Banks Conduct Earnings Management Prior to Seasoned Equity Offerings to Meet Capital Adequacy Regulation?
title_full_unstemmed Do Banks Conduct Earnings Management Prior to Seasoned Equity Offerings to Meet Capital Adequacy Regulation?
title_short Do Banks Conduct Earnings Management Prior to Seasoned Equity Offerings to Meet Capital Adequacy Regulation?
title_sort do banks conduct earnings management prior to seasoned equity offerings to meet capital adequacy regulation
topic earnings management
seasoned equity offerings
loan loss provisions
capital adequacy regulations
url https://ijar-iaikapd.or.id/index.php/ijar/article/view/705
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AT riskyainurhardianti dobanksconductearningsmanagementpriortoseasonedequityofferingstomeetcapitaladequacyregulation
AT rizkydarmawan dobanksconductearningsmanagementpriortoseasonedequityofferingstomeetcapitaladequacyregulation
AT amriefirmansyah dobanksconductearningsmanagementpriortoseasonedequityofferingstomeetcapitaladequacyregulation