Perbandingan Kinerja Keuangan Bank Sebelum dan Sesudah Konversi ke Bank Syariah (Studi Pada Bank NTB Syariah)

This study aims to determine how the impact of the conversion process of Bank NTB Syariah which was previously a conventional bank on the financial performance of Bank NTB Syariah, by comparing the financial performance before and after the conversion process is carried out. The approach used in thi...

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Bibliographic Details
Main Author: Restu Fahdiansyah
Format: Article
Language:English
Published: Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan 2021-06-01
Series:Jurnal Akuntansi dan Audit Syariah
Subjects:
Online Access:https://e-journal.uingusdur.ac.id/JAAiS/article/view/4075
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Summary:This study aims to determine how the impact of the conversion process of Bank NTB Syariah which was previously a conventional bank on the financial performance of Bank NTB Syariah, by comparing the financial performance before and after the conversion process is carried out. The approach used in this study is a descriptive qualitative method with financial statement analysis techniques to answer research questions, by comparing the liquidity ratio (Loan to Deposit Ratio) and the profitability ratio (Return on Assets and Return on Equity) before and after conversion. The data used in this study is secondary data derived from the annual financial statements of Bank NTB Syariah before and after the conversion process. This study shows that the comparison of the financial performance of PT. Bank NTB before and after conversion to Bank NTB Syariah several main financial ratios have reached the target that has been set.
ISSN:2775-6270
2775-8443