THE EFFECT OF RISK MANAGEMENT COMMITTEE ON THE FINANCIAL PERFORMANCE OF LISTED DEPOSIT MONEY BANKS IN NIGERIA

This study examined the effect of risk management committee on the financial performance of listed Deposit Money Banks (DMBs) in Nigeria. Financial performance which is the dependent variable was proxied by return on assets (ROA), while enterprise risk management as the independent variable was pro...

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Main Authors: Blessing Unekuojo Oguche, Luka Mailafia, Aliyu Abdullahi AHMED
Format: Article
Language:English
Published: Department of Accounting and Finance, Federal University Gusau 2025-04-01
Series:Gusau Journal of Accounting and Finance
Subjects:
Online Access:https://www.journals.gujaf.com.ng/index.php/gujaf/article/view/414
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author Blessing Unekuojo Oguche
Luka Mailafia
Aliyu Abdullahi AHMED
author_facet Blessing Unekuojo Oguche
Luka Mailafia
Aliyu Abdullahi AHMED
author_sort Blessing Unekuojo Oguche
collection DOAJ
description This study examined the effect of risk management committee on the financial performance of listed Deposit Money Banks (DMBs) in Nigeria. Financial performance which is the dependent variable was proxied by return on assets (ROA), while enterprise risk management as the independent variable was proxied by risk management committee independence, risk committee size, ISO 27001 framework and COSO framework. Data were collected from secondary source. The data were extracted from the audited annual reports of the 14 listed DMBs on the Nigerian Exchange (NGX) for the period of 2016-2022. The study employed the Generalized Least Square (GLS) regression technique in analyzing the study data. The findings revealed that ISO 27001 framework and COSO framework have a positive and significant effect on the financial performance of listed DMBs in Nigeria. Hence, it was concluded that ISO 27001 framework and COSO framework are among the major determinants of financial performance of listed DMBs in Nigeria. It was recommended that the managements of the listed DMBs in Nigeria should increase the use of ISO 27001 and COSO framework to assist them in mitigating risk and increasing the financial performance of the banks.
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institution Kabale University
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spelling doaj-art-d09842fcc61d47fb99dc7cde87bb2d022025-08-25T05:06:46ZengDepartment of Accounting and Finance, Federal University GusauGusau Journal of Accounting and Finance2756-665X2756-68972025-04-016210.57233/gujaf.v6i2.03THE EFFECT OF RISK MANAGEMENT COMMITTEE ON THE FINANCIAL PERFORMANCE OF LISTED DEPOSIT MONEY BANKS IN NIGERIABlessing Unekuojo Oguche0Luka Mailafia1Aliyu Abdullahi AHMED2Ahmadu Bello University ZariaAhmadu Bello University ZariaAhmadu Bello University Zaria This study examined the effect of risk management committee on the financial performance of listed Deposit Money Banks (DMBs) in Nigeria. Financial performance which is the dependent variable was proxied by return on assets (ROA), while enterprise risk management as the independent variable was proxied by risk management committee independence, risk committee size, ISO 27001 framework and COSO framework. Data were collected from secondary source. The data were extracted from the audited annual reports of the 14 listed DMBs on the Nigerian Exchange (NGX) for the period of 2016-2022. The study employed the Generalized Least Square (GLS) regression technique in analyzing the study data. The findings revealed that ISO 27001 framework and COSO framework have a positive and significant effect on the financial performance of listed DMBs in Nigeria. Hence, it was concluded that ISO 27001 framework and COSO framework are among the major determinants of financial performance of listed DMBs in Nigeria. It was recommended that the managements of the listed DMBs in Nigeria should increase the use of ISO 27001 and COSO framework to assist them in mitigating risk and increasing the financial performance of the banks. https://www.journals.gujaf.com.ng/index.php/gujaf/article/view/414Deposit money banksenterprise risk managementfinancial performanceNigeria
spellingShingle Blessing Unekuojo Oguche
Luka Mailafia
Aliyu Abdullahi AHMED
THE EFFECT OF RISK MANAGEMENT COMMITTEE ON THE FINANCIAL PERFORMANCE OF LISTED DEPOSIT MONEY BANKS IN NIGERIA
Gusau Journal of Accounting and Finance
Deposit money banks
enterprise risk management
financial performance
Nigeria
title THE EFFECT OF RISK MANAGEMENT COMMITTEE ON THE FINANCIAL PERFORMANCE OF LISTED DEPOSIT MONEY BANKS IN NIGERIA
title_full THE EFFECT OF RISK MANAGEMENT COMMITTEE ON THE FINANCIAL PERFORMANCE OF LISTED DEPOSIT MONEY BANKS IN NIGERIA
title_fullStr THE EFFECT OF RISK MANAGEMENT COMMITTEE ON THE FINANCIAL PERFORMANCE OF LISTED DEPOSIT MONEY BANKS IN NIGERIA
title_full_unstemmed THE EFFECT OF RISK MANAGEMENT COMMITTEE ON THE FINANCIAL PERFORMANCE OF LISTED DEPOSIT MONEY BANKS IN NIGERIA
title_short THE EFFECT OF RISK MANAGEMENT COMMITTEE ON THE FINANCIAL PERFORMANCE OF LISTED DEPOSIT MONEY BANKS IN NIGERIA
title_sort effect of risk management committee on the financial performance of listed deposit money banks in nigeria
topic Deposit money banks
enterprise risk management
financial performance
Nigeria
url https://www.journals.gujaf.com.ng/index.php/gujaf/article/view/414
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