Personality Meets Technology: Quantile Regression Analysis of Openness to Experience in Digital Wallet Usage
Digital wallets have become an important part of financial transactions, especially among college students. This study aims to analyze the influence of the personality dimension of Openness to Experience on the use of digital wallets using quantile regression analysis. This approach allows explorati...
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| Format: | Article |
| Language: | English |
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lppm Universitas Negeri Jakarta
2025-01-01
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| Series: | JISAE (Journal of Indonesian Student Assessment and Evaluation) |
| Subjects: | |
| Online Access: | https://journal.unj.ac.id/unj/index.php/jisae/article/view/52545 |
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| author | Fildzah Rudyah Putri Mahdiyah Mahdiyah Faisal Madani Mutiara Dahlia |
| author_facet | Fildzah Rudyah Putri Mahdiyah Mahdiyah Faisal Madani Mutiara Dahlia |
| author_sort | Fildzah Rudyah Putri |
| collection | DOAJ |
| description | Digital wallets have become an important part of financial transactions, especially among college students. This study aims to analyze the influence of the personality dimension of Openness to Experience on the use of digital wallets using quantile regression analysis. This approach allows exploration of variations in the influence of Openness to Experience at low, medium, and high levels of transaction intensity. Data were taken from 212 students of Jakarta State University measured through an online survey. The results showed that Openness to Experience had a positive effect on the use of digital wallets, with a stronger effect on the upper quantile. This suggests that individuals with high levels of openness tend to be more enthusiastic in adopting new technologies and exploring digital wallet features. |
| format | Article |
| id | doaj-art-c63441cd92154b138e76f93c84215473 |
| institution | Kabale University |
| issn | 2442-4919 2597-8934 |
| language | English |
| publishDate | 2025-01-01 |
| publisher | lppm Universitas Negeri Jakarta |
| record_format | Article |
| series | JISAE (Journal of Indonesian Student Assessment and Evaluation) |
| spelling | doaj-art-c63441cd92154b138e76f93c842154732025-01-06T00:17:59Zenglppm Universitas Negeri JakartaJISAE (Journal of Indonesian Student Assessment and Evaluation)2442-49192597-89342025-01-0110211011710.21009/jisae.v10i2.52545253573Personality Meets Technology: Quantile Regression Analysis of Openness to Experience in Digital Wallet UsageFildzah Rudyah Putri0Mahdiyah Mahdiyah1Faisal Madani2Mutiara Dahlia3Faculty of Psychology, Universitas Negeri Jakarta, Jakarta, IndonesiaFaculty of Engineering, Universitas Negeri Jakarta, Jakarta, IndonesiaSchool of Postgraduate, Universitas Negeri Jakarta, Jakarta, IndonesiaFaculty of Engineering, Universitas Negeri Jakarta, Jakarta, IndonesiaDigital wallets have become an important part of financial transactions, especially among college students. This study aims to analyze the influence of the personality dimension of Openness to Experience on the use of digital wallets using quantile regression analysis. This approach allows exploration of variations in the influence of Openness to Experience at low, medium, and high levels of transaction intensity. Data were taken from 212 students of Jakarta State University measured through an online survey. The results showed that Openness to Experience had a positive effect on the use of digital wallets, with a stronger effect on the upper quantile. This suggests that individuals with high levels of openness tend to be more enthusiastic in adopting new technologies and exploring digital wallet features.https://journal.unj.ac.id/unj/index.php/jisae/article/view/52545openness to experiencedigital walletquantile regressionfinancial technologypersonality |
| spellingShingle | Fildzah Rudyah Putri Mahdiyah Mahdiyah Faisal Madani Mutiara Dahlia Personality Meets Technology: Quantile Regression Analysis of Openness to Experience in Digital Wallet Usage JISAE (Journal of Indonesian Student Assessment and Evaluation) openness to experience digital wallet quantile regression financial technology personality |
| title | Personality Meets Technology: Quantile Regression Analysis of Openness to Experience in Digital Wallet Usage |
| title_full | Personality Meets Technology: Quantile Regression Analysis of Openness to Experience in Digital Wallet Usage |
| title_fullStr | Personality Meets Technology: Quantile Regression Analysis of Openness to Experience in Digital Wallet Usage |
| title_full_unstemmed | Personality Meets Technology: Quantile Regression Analysis of Openness to Experience in Digital Wallet Usage |
| title_short | Personality Meets Technology: Quantile Regression Analysis of Openness to Experience in Digital Wallet Usage |
| title_sort | personality meets technology quantile regression analysis of openness to experience in digital wallet usage |
| topic | openness to experience digital wallet quantile regression financial technology personality |
| url | https://journal.unj.ac.id/unj/index.php/jisae/article/view/52545 |
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