The Classification of Sharia Assets and Performance of Financial Portfolio

The paper investigates the Shariah compliant and conventional portfolios in financial settings of Pakistan during the period 2009-2019 by using Markowitz Minimum-Variance (MMV) framework. Using daily excess returns, we first investigate the impact of Shariah screening criteria on stock returns then...

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Main Authors: Sarfaraz Ahmed Bhutto, Saifullah Shaikh, Hussain Amar, Qamar Abbas Mangi
Format: Article
Language:English
Published: İLKE İlim Kültür Eğitim Vakfı 2021-08-01
Series:Türkiye İslam İktisadı Dergisi
Subjects:
Online Access:https://tujise.org/uploads/2024/07/a179.pdf
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author Sarfaraz Ahmed Bhutto
Saifullah Shaikh
Hussain Amar
Qamar Abbas Mangi
author_facet Sarfaraz Ahmed Bhutto
Saifullah Shaikh
Hussain Amar
Qamar Abbas Mangi
author_sort Sarfaraz Ahmed Bhutto
collection DOAJ
description The paper investigates the Shariah compliant and conventional portfolios in financial settings of Pakistan during the period 2009-2019 by using Markowitz Minimum-Variance (MMV) framework. Using daily excess returns, we first investigate the impact of Shariah screening criteria on stock returns then we evaluate the overall risk of Shariah compliant and conventional portfolios. The results reveal negative impact of Shariah screening criteria on stock returns’ cross-section. Further, unconstrained portfolio investment strategy outperforms faithbased investing. Finally, the findings of the study suggest that induction guidelines employed in PSX for companies to be listed in Shariah compliant index needs to be reviewed to practically attain the objectives of Islamic moral economy such as avoiding Gharar (uncertainty) and Maysir (speculation). More importantly formulate a criterion that truly reflects Islamic principles of investing. In addition, more could also be done to educate investors about Shariah compliant stocks and enhance the projection of Shariah compliant index. Secondly, our study also indicates that investors that prefer faith-based investing should be aware of the costs of faith investment in PSX. Investors can encounter additional costs while investing in Shariah compliant stocks. Moreover, these additional costs are driven high risk and low performance of faith portfolios.
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issn 2148-3809
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publishDate 2021-08-01
publisher İLKE İlim Kültür Eğitim Vakfı
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series Türkiye İslam İktisadı Dergisi
spelling doaj-art-c0dfd5d88d0a4881b5d2ade764d07b212024-12-02T08:58:13ZengİLKE İlim Kültür Eğitim VakfıTürkiye İslam İktisadı Dergisi2148-38092021-08-0182 51753010.26414/A179The Classification of Sharia Assets and Performance of Financial PortfolioSarfaraz Ahmed Bhutto0https://orcid.org/0000-0002-7660-2310Saifullah Shaikh1https://orcid.org/0000-0001-9011-7285Hussain Amar2https://orcid.org/0000-0002-3670-8671Qamar Abbas Mangi3https://orcid.org/0000-0002-9904-0955 Shah Abdul Latif University Pakistan Shah Abdul Latif UniversityGovernment Islamia Arts & Commerce CollegeShah Abdul Latif University KhairpurThe paper investigates the Shariah compliant and conventional portfolios in financial settings of Pakistan during the period 2009-2019 by using Markowitz Minimum-Variance (MMV) framework. Using daily excess returns, we first investigate the impact of Shariah screening criteria on stock returns then we evaluate the overall risk of Shariah compliant and conventional portfolios. The results reveal negative impact of Shariah screening criteria on stock returns’ cross-section. Further, unconstrained portfolio investment strategy outperforms faithbased investing. Finally, the findings of the study suggest that induction guidelines employed in PSX for companies to be listed in Shariah compliant index needs to be reviewed to practically attain the objectives of Islamic moral economy such as avoiding Gharar (uncertainty) and Maysir (speculation). More importantly formulate a criterion that truly reflects Islamic principles of investing. In addition, more could also be done to educate investors about Shariah compliant stocks and enhance the projection of Shariah compliant index. Secondly, our study also indicates that investors that prefer faith-based investing should be aware of the costs of faith investment in PSX. Investors can encounter additional costs while investing in Shariah compliant stocks. Moreover, these additional costs are driven high risk and low performance of faith portfolios.https://tujise.org/uploads/2024/07/a179.pdfshariah portfolioconventional portfoliomarkowitz frameworkriskshariah screening criteria
spellingShingle Sarfaraz Ahmed Bhutto
Saifullah Shaikh
Hussain Amar
Qamar Abbas Mangi
The Classification of Sharia Assets and Performance of Financial Portfolio
Türkiye İslam İktisadı Dergisi
shariah portfolio
conventional portfolio
markowitz framework
risk
shariah screening criteria
title The Classification of Sharia Assets and Performance of Financial Portfolio
title_full The Classification of Sharia Assets and Performance of Financial Portfolio
title_fullStr The Classification of Sharia Assets and Performance of Financial Portfolio
title_full_unstemmed The Classification of Sharia Assets and Performance of Financial Portfolio
title_short The Classification of Sharia Assets and Performance of Financial Portfolio
title_sort classification of sharia assets and performance of financial portfolio
topic shariah portfolio
conventional portfolio
markowitz framework
risk
shariah screening criteria
url https://tujise.org/uploads/2024/07/a179.pdf
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