Indian Marine Insurance: Insured Duties from Utmost Good Faith to Fair Presentation

This paper considers how a recent change to English Marine Insurance Law could have impacted recent cases in India. Essentially, all marine insurance contracts in India require utmost good faith in all representations by either party. This was the standard in England until a recent amendment modifie...

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Main Author: Daniel Stein
Format: Article
Language:English
Published: National University Odessa Law Academy 2024-11-01
Series:Lex Portus
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author Daniel Stein
author_facet Daniel Stein
author_sort Daniel Stein
collection DOAJ
description This paper considers how a recent change to English Marine Insurance Law could have impacted recent cases in India. Essentially, all marine insurance contracts in India require utmost good faith in all representations by either party. This was the standard in England until a recent amendment modified the standard to one only requiring a “fair presentation” of all material facts. This paper analyzes four Indian cases where the higher standard was in question and asks if or how those cases would have been decided had this different standard been in place. It uses that analysis to make suggestions about the future of Marine Insurance Law in India.
format Article
id doaj-art-c07ae00404184468accad5579a560bf1
institution Kabale University
issn 2524-101X
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language English
publishDate 2024-11-01
publisher National University Odessa Law Academy
record_format Article
series Lex Portus
spelling doaj-art-c07ae00404184468accad5579a560bf12024-11-27T21:28:37ZengNational University Odessa Law AcademyLex Portus2524-101X2617-541X2024-11-0110571510.62821/lp10501Indian Marine Insurance: Insured Duties from Utmost Good Faith to Fair PresentationDaniel Stein0https://orcid.org/0000-0001-6309-1171Center for ADR, Jindal Global Law School, OP Jindal Global UniversityThis paper considers how a recent change to English Marine Insurance Law could have impacted recent cases in India. Essentially, all marine insurance contracts in India require utmost good faith in all representations by either party. This was the standard in England until a recent amendment modified the standard to one only requiring a “fair presentation” of all material facts. This paper analyzes four Indian cases where the higher standard was in question and asks if or how those cases would have been decided had this different standard been in place. It uses that analysis to make suggestions about the future of Marine Insurance Law in India.marine insuranceuberrimae fidaeutmost good faithfair presentationbritish lawindian lawcontracts
spellingShingle Daniel Stein
Indian Marine Insurance: Insured Duties from Utmost Good Faith to Fair Presentation
Lex Portus
marine insurance
uberrimae fidae
utmost good faith
fair presentation
british law
indian law
contracts
title Indian Marine Insurance: Insured Duties from Utmost Good Faith to Fair Presentation
title_full Indian Marine Insurance: Insured Duties from Utmost Good Faith to Fair Presentation
title_fullStr Indian Marine Insurance: Insured Duties from Utmost Good Faith to Fair Presentation
title_full_unstemmed Indian Marine Insurance: Insured Duties from Utmost Good Faith to Fair Presentation
title_short Indian Marine Insurance: Insured Duties from Utmost Good Faith to Fair Presentation
title_sort indian marine insurance insured duties from utmost good faith to fair presentation
topic marine insurance
uberrimae fidae
utmost good faith
fair presentation
british law
indian law
contracts
work_keys_str_mv AT danielstein indianmarineinsuranceinsureddutiesfromutmostgoodfaithtofairpresentation