Digital financial inclusion and its dual impact on economic and environmental outcomes in ASEAN countries

We examined the influence of digital financial inclusion (DFI) on economic growth and environmental sustainability in ASEAN nations from 2005 to 2022. Employing advanced econometric techniques such as Pooled Ordinary Least Squares (POLS), Two-Stage Least Squares (2SLS), and Generalized Method of Mom...

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Main Authors: Farooq Ahmad Bajwa, Jingtao Fu, Ishtiaq Ahmad Bajwa, Manzar Rehman, Karim Abbas
Format: Article
Language:English
Published: AIMS Press 2025-02-01
Series:Data Science in Finance and Economics
Subjects:
Online Access:https://www.aimspress.com/article/doi/10.3934/DSFE.2025004
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author Farooq Ahmad Bajwa
Jingtao Fu
Ishtiaq Ahmad Bajwa
Manzar Rehman
Karim Abbas
author_facet Farooq Ahmad Bajwa
Jingtao Fu
Ishtiaq Ahmad Bajwa
Manzar Rehman
Karim Abbas
author_sort Farooq Ahmad Bajwa
collection DOAJ
description We examined the influence of digital financial inclusion (DFI) on economic growth and environmental sustainability in ASEAN nations from 2005 to 2022. Employing advanced econometric techniques such as Pooled Ordinary Least Squares (POLS), Two-Stage Least Squares (2SLS), and Generalized Method of Moments (GMM), we uncovered compelling findings: DFI boosts the economy but at an environmental cost. This surprising outcome poses a significant challenge for policymakers striving to balance economic benefits with ecological health. Our study calls for strategic government action to reconcile these critical areas, ensuring sustainable regional development.
format Article
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institution Kabale University
issn 2769-2140
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publishDate 2025-02-01
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series Data Science in Finance and Economics
spelling doaj-art-bfde696ed48a4fcdbb476670a4521ad62025-08-20T03:48:27ZengAIMS PressData Science in Finance and Economics2769-21402025-02-0151537510.3934/DSFE.2025004Digital financial inclusion and its dual impact on economic and environmental outcomes in ASEAN countriesFarooq Ahmad Bajwa0Jingtao Fu1Ishtiaq Ahmad Bajwa2Manzar Rehman3Karim Abbas4School of Management, Hainan University, Haikou, ChinaSchool of Management, Hainan University, Haikou, ChinaSchool of Business, Al Yamamah University, Khobar, Saudi ArabiaSchool of Management, Hainan University, Haikou, ChinaSchool of Management, Hainan University, Haikou, ChinaWe examined the influence of digital financial inclusion (DFI) on economic growth and environmental sustainability in ASEAN nations from 2005 to 2022. Employing advanced econometric techniques such as Pooled Ordinary Least Squares (POLS), Two-Stage Least Squares (2SLS), and Generalized Method of Moments (GMM), we uncovered compelling findings: DFI boosts the economy but at an environmental cost. This surprising outcome poses a significant challenge for policymakers striving to balance economic benefits with ecological health. Our study calls for strategic government action to reconcile these critical areas, ensuring sustainable regional development.https://www.aimspress.com/article/doi/10.3934/DSFE.2025004automatic teller machineasean countriescarbon dioxide emissiondebit cardsdigital financial inclusiongross domestic product
spellingShingle Farooq Ahmad Bajwa
Jingtao Fu
Ishtiaq Ahmad Bajwa
Manzar Rehman
Karim Abbas
Digital financial inclusion and its dual impact on economic and environmental outcomes in ASEAN countries
Data Science in Finance and Economics
automatic teller machine
asean countries
carbon dioxide emission
debit cards
digital financial inclusion
gross domestic product
title Digital financial inclusion and its dual impact on economic and environmental outcomes in ASEAN countries
title_full Digital financial inclusion and its dual impact on economic and environmental outcomes in ASEAN countries
title_fullStr Digital financial inclusion and its dual impact on economic and environmental outcomes in ASEAN countries
title_full_unstemmed Digital financial inclusion and its dual impact on economic and environmental outcomes in ASEAN countries
title_short Digital financial inclusion and its dual impact on economic and environmental outcomes in ASEAN countries
title_sort digital financial inclusion and its dual impact on economic and environmental outcomes in asean countries
topic automatic teller machine
asean countries
carbon dioxide emission
debit cards
digital financial inclusion
gross domestic product
url https://www.aimspress.com/article/doi/10.3934/DSFE.2025004
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AT ishtiaqahmadbajwa digitalfinancialinclusionanditsdualimpactoneconomicandenvironmentaloutcomesinaseancountries
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