The Effect of The CAMEL Method on Profitability in General Banking Listed on The Indonesian Stock Exchanges in 2020-2022
This research aims to determine the effect of health level using the CAMEL method on profitability. The variables in this research are capital, assets, management, earnings, liquidity, and profitability. These variables are measured by CAR, NPL, NIM, BOPO, LDR, and ROA. This research uses secondary...
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| Format: | Article |
| Language: | English |
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Universitas Muhammadiyah Purwokerto
2024-07-01
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| Series: | Kompartemen: Jurnal Ilmiah Akuntansi |
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| Online Access: | https://jurnalnasional.ump.ac.id/index.php/kompartemen/article/view/20924 |
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| author | Ainun Putri Rayhan Dinda Permatasari Ikah Afri Cahyani Yasmin Fatihatul Azizah Haidar Tri Putra Rina Mudjiyanti |
| author_facet | Ainun Putri Rayhan Dinda Permatasari Ikah Afri Cahyani Yasmin Fatihatul Azizah Haidar Tri Putra Rina Mudjiyanti |
| author_sort | Ainun Putri Rayhan |
| collection | DOAJ |
| description | This research aims to determine the effect of health level using the CAMEL method on profitability. The variables in this research are capital, assets, management, earnings, liquidity, and profitability. These variables are measured by CAR, NPL, NIM, BOPO, LDR, and ROA. This research uses secondary data obtained from the Q2 and Q4 financial reports of banks listed on the IDX for 2020-2022 which were accessed from the websites www.idx.co.id. The population in this study were commercial banks listed on the IDX for the 2020-2022 period. The statistical analysis technique used is Multiple Linear Regression analysis. These results show that CAR and LDR have no effect on ROA. NIM has a positive effect on ROA, while NPL and BOPO have a negative effect. Every year there is bad credit so the NPL is uncertain. NIM affects ROA, so that interest income on productive assets managed by the bank increases so that the possibility of the bank being in trouble becomes smaller and the level of profitability can grow. |
| format | Article |
| id | doaj-art-bba079f27ad64194ac2c30e6712d7585 |
| institution | Kabale University |
| issn | 1693-1084 2579-8928 |
| language | English |
| publishDate | 2024-07-01 |
| publisher | Universitas Muhammadiyah Purwokerto |
| record_format | Article |
| series | Kompartemen: Jurnal Ilmiah Akuntansi |
| spelling | doaj-art-bba079f27ad64194ac2c30e6712d75852025-01-09T08:17:41ZengUniversitas Muhammadiyah PurwokertoKompartemen: Jurnal Ilmiah Akuntansi1693-10842579-89282024-07-012219910710.30595/kompartemen.v22i1.209246183The Effect of The CAMEL Method on Profitability in General Banking Listed on The Indonesian Stock Exchanges in 2020-2022Ainun Putri Rayhan0Dinda Permatasari1Ikah Afri Cahyani2Yasmin Fatihatul Azizah3Haidar Tri Putra4Rina Mudjiyanti5Universitas Muhammadiyah PurwokertoUniversitas Muhammadiyah PurwokertoUniversitas Muhammadiyah PurwokertoUniversitas Muhammadiyah PurwokertoUniversitas Muhammadiyah PurwokertoUniversitas Muhammadiyah PurwokertoThis research aims to determine the effect of health level using the CAMEL method on profitability. The variables in this research are capital, assets, management, earnings, liquidity, and profitability. These variables are measured by CAR, NPL, NIM, BOPO, LDR, and ROA. This research uses secondary data obtained from the Q2 and Q4 financial reports of banks listed on the IDX for 2020-2022 which were accessed from the websites www.idx.co.id. The population in this study were commercial banks listed on the IDX for the 2020-2022 period. The statistical analysis technique used is Multiple Linear Regression analysis. These results show that CAR and LDR have no effect on ROA. NIM has a positive effect on ROA, while NPL and BOPO have a negative effect. Every year there is bad credit so the NPL is uncertain. NIM affects ROA, so that interest income on productive assets managed by the bank increases so that the possibility of the bank being in trouble becomes smaller and the level of profitability can grow.https://jurnalnasional.ump.ac.id/index.php/kompartemen/article/view/20924car, npl, nim, bopo, ldr, roa |
| spellingShingle | Ainun Putri Rayhan Dinda Permatasari Ikah Afri Cahyani Yasmin Fatihatul Azizah Haidar Tri Putra Rina Mudjiyanti The Effect of The CAMEL Method on Profitability in General Banking Listed on The Indonesian Stock Exchanges in 2020-2022 Kompartemen: Jurnal Ilmiah Akuntansi car, npl, nim, bopo, ldr, roa |
| title | The Effect of The CAMEL Method on Profitability in General Banking Listed on The Indonesian Stock Exchanges in 2020-2022 |
| title_full | The Effect of The CAMEL Method on Profitability in General Banking Listed on The Indonesian Stock Exchanges in 2020-2022 |
| title_fullStr | The Effect of The CAMEL Method on Profitability in General Banking Listed on The Indonesian Stock Exchanges in 2020-2022 |
| title_full_unstemmed | The Effect of The CAMEL Method on Profitability in General Banking Listed on The Indonesian Stock Exchanges in 2020-2022 |
| title_short | The Effect of The CAMEL Method on Profitability in General Banking Listed on The Indonesian Stock Exchanges in 2020-2022 |
| title_sort | effect of the camel method on profitability in general banking listed on the indonesian stock exchanges in 2020 2022 |
| topic | car, npl, nim, bopo, ldr, roa |
| url | https://jurnalnasional.ump.ac.id/index.php/kompartemen/article/view/20924 |
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