PENGARUH PERSEPSI LITERASI KEUANGAN, KEMANFAATAN, KEMUDAHAN, DAN RISIKO TERHADAP MINAT GENERASI Z DALAM MENGGUNAKAN QRIS

This research focuses on analyzing whether there is an influence of perceptions of financial literacy, usefulness, ease of use, and risk on Generation Z's interest in using QRIS. The research method used is quantitative, with data obtained through a Google Form questionnaire, resulting in 203...

Full description

Saved in:
Bibliographic Details
Main Authors: Alma Nabila Kuntoro Putri, Amelia Setiawan, Hamfri Djajadikerta
Format: Article
Language:English
Published: Universitas Ekasakti LPPM 2024-08-01
Series:Ekasakti Jurnal Penelitian dan Pengabdian
Subjects:
Online Access:https://ejurnal-unespadang.ac.id/index.php/EJPP/article/view/1125
Tags: Add Tag
No Tags, Be the first to tag this record!
_version_ 1846128044997083136
author Alma Nabila Kuntoro Putri
Amelia Setiawan
Hamfri Djajadikerta
author_facet Alma Nabila Kuntoro Putri
Amelia Setiawan
Hamfri Djajadikerta
author_sort Alma Nabila Kuntoro Putri
collection DOAJ
description This research focuses on analyzing whether there is an influence of perceptions of financial literacy, usefulness, ease of use, and risk on Generation Z's interest in using QRIS. The research method used is quantitative, with data obtained through a Google Form questionnaire, resulting in 203 respondents. IBM SPSS Statistics 26 was used to process 150 samples, with a confidence level of 95% and a margin of error of 5%. The tests conducted included validity, reliability, normality, heteroscedasticity, multicollinearity, regression, partial tests (t-test), simultaneous tests (f-test), and finding the adjusted R². Previous research had similarities in the dependent variables, namely perceptions of financial literacy, usefulness, ease of use, and risk, while the update is the different dependent variable, which is Generation Z's interest in using QRIS. From the hypothesis testing results, it was concluded that perceptions of financial literacy, usefulness, ease of use, and risk have an influence on Generation Z's interest in using QRIS. The results of this study can be a consideration for those who want to research further with the same variables to compare with existing literature findings. Additionally, it can enhance readers' knowledge about factors that can increase interest in using QRIS.
format Article
id doaj-art-8b65718c92344076b9ed76d8f7fa876c
institution Kabale University
issn 2746-7538
2747-0369
language English
publishDate 2024-08-01
publisher Universitas Ekasakti LPPM
record_format Article
series Ekasakti Jurnal Penelitian dan Pengabdian
spelling doaj-art-8b65718c92344076b9ed76d8f7fa876c2024-12-11T06:24:31ZengUniversitas Ekasakti LPPMEkasakti Jurnal Penelitian dan Pengabdian2746-75382747-03692024-08-014210.31933/ejpp.v4i2.1125PENGARUH PERSEPSI LITERASI KEUANGAN, KEMANFAATAN, KEMUDAHAN, DAN RISIKO TERHADAP MINAT GENERASI Z DALAM MENGGUNAKAN QRISAlma Nabila Kuntoro Putri0Amelia Setiawan1Hamfri Djajadikerta2Program Studi Akuntansi, Universitas Katolik Parahyangan, IndonesiaProgram Studi Akuntansi, Universitas Katolik Parahyangan, IndonesiaProgram Studi Akuntansi, Universitas Katolik Parahyangan, Indonesia This research focuses on analyzing whether there is an influence of perceptions of financial literacy, usefulness, ease of use, and risk on Generation Z's interest in using QRIS. The research method used is quantitative, with data obtained through a Google Form questionnaire, resulting in 203 respondents. IBM SPSS Statistics 26 was used to process 150 samples, with a confidence level of 95% and a margin of error of 5%. The tests conducted included validity, reliability, normality, heteroscedasticity, multicollinearity, regression, partial tests (t-test), simultaneous tests (f-test), and finding the adjusted R². Previous research had similarities in the dependent variables, namely perceptions of financial literacy, usefulness, ease of use, and risk, while the update is the different dependent variable, which is Generation Z's interest in using QRIS. From the hypothesis testing results, it was concluded that perceptions of financial literacy, usefulness, ease of use, and risk have an influence on Generation Z's interest in using QRIS. The results of this study can be a consideration for those who want to research further with the same variables to compare with existing literature findings. Additionally, it can enhance readers' knowledge about factors that can increase interest in using QRIS. https://ejurnal-unespadang.ac.id/index.php/EJPP/article/view/1125Financial Literacy, Benefits, Convenience, Risk, Interest, Generation Z, QRIS.
spellingShingle Alma Nabila Kuntoro Putri
Amelia Setiawan
Hamfri Djajadikerta
PENGARUH PERSEPSI LITERASI KEUANGAN, KEMANFAATAN, KEMUDAHAN, DAN RISIKO TERHADAP MINAT GENERASI Z DALAM MENGGUNAKAN QRIS
Ekasakti Jurnal Penelitian dan Pengabdian
Financial Literacy, Benefits, Convenience, Risk, Interest, Generation Z, QRIS.
title PENGARUH PERSEPSI LITERASI KEUANGAN, KEMANFAATAN, KEMUDAHAN, DAN RISIKO TERHADAP MINAT GENERASI Z DALAM MENGGUNAKAN QRIS
title_full PENGARUH PERSEPSI LITERASI KEUANGAN, KEMANFAATAN, KEMUDAHAN, DAN RISIKO TERHADAP MINAT GENERASI Z DALAM MENGGUNAKAN QRIS
title_fullStr PENGARUH PERSEPSI LITERASI KEUANGAN, KEMANFAATAN, KEMUDAHAN, DAN RISIKO TERHADAP MINAT GENERASI Z DALAM MENGGUNAKAN QRIS
title_full_unstemmed PENGARUH PERSEPSI LITERASI KEUANGAN, KEMANFAATAN, KEMUDAHAN, DAN RISIKO TERHADAP MINAT GENERASI Z DALAM MENGGUNAKAN QRIS
title_short PENGARUH PERSEPSI LITERASI KEUANGAN, KEMANFAATAN, KEMUDAHAN, DAN RISIKO TERHADAP MINAT GENERASI Z DALAM MENGGUNAKAN QRIS
title_sort pengaruh persepsi literasi keuangan kemanfaatan kemudahan dan risiko terhadap minat generasi z dalam menggunakan qris
topic Financial Literacy, Benefits, Convenience, Risk, Interest, Generation Z, QRIS.
url https://ejurnal-unespadang.ac.id/index.php/EJPP/article/view/1125
work_keys_str_mv AT almanabilakuntoroputri pengaruhpersepsiliterasikeuangankemanfaatankemudahandanrisikoterhadapminatgenerasizdalammenggunakanqris
AT ameliasetiawan pengaruhpersepsiliterasikeuangankemanfaatankemudahandanrisikoterhadapminatgenerasizdalammenggunakanqris
AT hamfridjajadikerta pengaruhpersepsiliterasikeuangankemanfaatankemudahandanrisikoterhadapminatgenerasizdalammenggunakanqris