Analytical Pricing Vulnerable Options with Stochastic Volatility in a Two-Factor Stochastic Interest Rate Model

This paper develops an analytical pricing formula for vulnerable options with stochastic volatility under a two-factor stochastic interest rate model. We consider the underlying asset price following the Heston stochastic volatility model, while the interest rate is modeled as the sum of two process...

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Main Authors: Junkee Jeon, Geonwoo Kim
Format: Article
Language:English
Published: MDPI AG 2025-08-01
Series:Mathematics
Subjects:
Online Access:https://www.mdpi.com/2227-7390/13/15/2515
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author Junkee Jeon
Geonwoo Kim
author_facet Junkee Jeon
Geonwoo Kim
author_sort Junkee Jeon
collection DOAJ
description This paper develops an analytical pricing formula for vulnerable options with stochastic volatility under a two-factor stochastic interest rate model. We consider the underlying asset price following the Heston stochastic volatility model, while the interest rate is modeled as the sum of two processes. Using the joint characteristic function approach and measure change techniques, we derive an explicit pricing formula for a vulnerable European option. We also conduct numerical experiments to examine the effects of various model parameters on option values. This study provides a more realistic framework for pricing OTC derivatives by incorporating credit risk, stochastic volatility, and stochastic interest rates simultaneously.
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institution Kabale University
issn 2227-7390
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publishDate 2025-08-01
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series Mathematics
spelling doaj-art-7b4bbf7dc72945e19ba0df9e4d5a70122025-08-20T04:00:49ZengMDPI AGMathematics2227-73902025-08-011315251510.3390/math13152515Analytical Pricing Vulnerable Options with Stochastic Volatility in a Two-Factor Stochastic Interest Rate ModelJunkee Jeon0Geonwoo Kim1Department of Applied Mathematics, Kyung Hee University, Yongin 17104, Republic of KoreaSchool of Natural Sciences, Seoul National University of Science and Technology, Seoul 01811, Republic of KoreaThis paper develops an analytical pricing formula for vulnerable options with stochastic volatility under a two-factor stochastic interest rate model. We consider the underlying asset price following the Heston stochastic volatility model, while the interest rate is modeled as the sum of two processes. Using the joint characteristic function approach and measure change techniques, we derive an explicit pricing formula for a vulnerable European option. We also conduct numerical experiments to examine the effects of various model parameters on option values. This study provides a more realistic framework for pricing OTC derivatives by incorporating credit risk, stochastic volatility, and stochastic interest rates simultaneously.https://www.mdpi.com/2227-7390/13/15/2515vulnerable optionstochastic interest ratestochastic volatilitycharacteristic function
spellingShingle Junkee Jeon
Geonwoo Kim
Analytical Pricing Vulnerable Options with Stochastic Volatility in a Two-Factor Stochastic Interest Rate Model
Mathematics
vulnerable option
stochastic interest rate
stochastic volatility
characteristic function
title Analytical Pricing Vulnerable Options with Stochastic Volatility in a Two-Factor Stochastic Interest Rate Model
title_full Analytical Pricing Vulnerable Options with Stochastic Volatility in a Two-Factor Stochastic Interest Rate Model
title_fullStr Analytical Pricing Vulnerable Options with Stochastic Volatility in a Two-Factor Stochastic Interest Rate Model
title_full_unstemmed Analytical Pricing Vulnerable Options with Stochastic Volatility in a Two-Factor Stochastic Interest Rate Model
title_short Analytical Pricing Vulnerable Options with Stochastic Volatility in a Two-Factor Stochastic Interest Rate Model
title_sort analytical pricing vulnerable options with stochastic volatility in a two factor stochastic interest rate model
topic vulnerable option
stochastic interest rate
stochastic volatility
characteristic function
url https://www.mdpi.com/2227-7390/13/15/2515
work_keys_str_mv AT junkeejeon analyticalpricingvulnerableoptionswithstochasticvolatilityinatwofactorstochasticinterestratemodel
AT geonwookim analyticalpricingvulnerableoptionswithstochasticvolatilityinatwofactorstochasticinterestratemodel