Economic efficiency of regulating bank debts on the basis of a debt enforcement (arbitrary procedure)
Objective: to determine the problems of settling the overdue debts of banks in arbitration proceedings and ways to solve them. Methods: methods of vertical and horizontal time series analysis, correlation analysis, grouping methods, and abstract-logical method were used in the research.Results: the...
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| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
| Published: |
Tatar Educational Center “Taglimat” Ltd.
2020-09-01
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| Series: | Russian Journal of Economics and Law |
| Subjects: | |
| Online Access: | https://www.rusjel.ru/jour/article/view/42 |
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| Summary: | Objective: to determine the problems of settling the overdue debts of banks in arbitration proceedings and ways to solve them. Methods: methods of vertical and horizontal time series analysis, correlation analysis, grouping methods, and abstract-logical method were used in the research.Results: the problem of collecting bad debts of banks within bankruptcy procedures has actually not been studied in the scientific literature. The paper considers the main aspects of modern research in the field of bankruptcy of physical and juridical persons, and emphasizes the need to systematize the practice of settling bank receivables in arbitration courts. The article presents the results of the analysis of the Bank of Russia statistics on the structure of overdue debts of the banking system, as well as the main results of bankruptcy procedures according to the Federal Register.The analysis of operations of one of the largest regional banks allowed identifying and systematizing the main problems of regulation and control of overdue debts, provision for impairment on loans and interest on loans, and stipulated a low efficiency of the bank’s participation in bankruptcy cases.Scientific novelty: the paper systematizes and analyzes the data on the practice of bankruptcy creditors’ participation in bankruptcy proceedings, and formulates the main directions for solving the problems of low efficiency and high costs of participation in such procedures.Practical significance: the research results can be used in the practical activities of banks for managing and settling accounts receivable, including on the basis of judicial recovery, as well as for developing the main directions of the monetary regulation of banking activity. |
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| ISSN: | 2782-2923 |