The implementation of QRIS-based payment gateway system for the development of MSMEs

This research was conducted to provide an overview of the benefits felt by MSMEs in the food sector in the form of increased turnover, customers, and assets in implementing QRIS (Quick Response Indonesian Standard) as an alternative digital-based payment media. A qualitative approach with the case s...

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Main Authors: Sinta Asmita, Adhitya Suryantara
Format: Article
Language:English
Published: Rasht: Javad Deljoo Shahir 2024-11-01
Series:New Applied Studies in Management, Economics & Accounting
Subjects:
Online Access:https://www.nasme-journal.ir/article_191385_f1dd5e5d5951e901f87a1fbefeb0704b.pdf
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author Sinta Asmita
Adhitya Suryantara
author_facet Sinta Asmita
Adhitya Suryantara
author_sort Sinta Asmita
collection DOAJ
description This research was conducted to provide an overview of the benefits felt by MSMEs in the food sector in the form of increased turnover, customers, and assets in implementing QRIS (Quick Response Indonesian Standard) as an alternative digital-based payment media. A qualitative approach with the case study method was used in this research. The object of this research is QRIS itself, then MSME actors operating in the culinary sector are the subjects of this research. The focus of this research lies in MSMEs in the Mandalika SEZ area because this area is now one of the tourist areas that is currently busy with visitors. This research uses data collection methods in the form of structured and in-depth interviews, documentation, and also observation. Interviews were conducted with MSME actors in the area around the Mandalika SEZ. The selection of resource persons is based on businesses that have permanent buildings, have implemented or are currently implementing QRIS, have employees, and are preferably owned by the local community. After the data is collected, the researcher analyzes the data and then presents it so that the research results are obtained, then a conclusion is drawn. The results of this research show that the existence of a QRIS-based digital payment system can provide benefits for MSME players in terms of increasing turnover and customers but has not yet caused an increase in assets.
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spelling doaj-art-53dba7642368420588d3a7fffb036d392024-11-15T07:29:43ZengRasht: Javad Deljoo ShahirNew Applied Studies in Management, Economics & Accounting2783-31192024-11-0174263710.22034/nasmea.2024.191385191385The implementation of QRIS-based payment gateway system for the development of MSMEsSinta Asmita0Adhitya Suryantara1Department of Accounting, Faculty of Economics and Business, University of Mataram, Mataram, IndonesiaDepartment of Accounting, Faculty of Economics and Business, University of Mataram, Mataram, IndonesiaThis research was conducted to provide an overview of the benefits felt by MSMEs in the food sector in the form of increased turnover, customers, and assets in implementing QRIS (Quick Response Indonesian Standard) as an alternative digital-based payment media. A qualitative approach with the case study method was used in this research. The object of this research is QRIS itself, then MSME actors operating in the culinary sector are the subjects of this research. The focus of this research lies in MSMEs in the Mandalika SEZ area because this area is now one of the tourist areas that is currently busy with visitors. This research uses data collection methods in the form of structured and in-depth interviews, documentation, and also observation. Interviews were conducted with MSME actors in the area around the Mandalika SEZ. The selection of resource persons is based on businesses that have permanent buildings, have implemented or are currently implementing QRIS, have employees, and are preferably owned by the local community. After the data is collected, the researcher analyzes the data and then presents it so that the research results are obtained, then a conclusion is drawn. The results of this research show that the existence of a QRIS-based digital payment system can provide benefits for MSME players in terms of increasing turnover and customers but has not yet caused an increase in assets.https://www.nasme-journal.ir/article_191385_f1dd5e5d5951e901f87a1fbefeb0704b.pdfpayment gatewaydigital paymentqrismsmestechnology acceptance model (tam)
spellingShingle Sinta Asmita
Adhitya Suryantara
The implementation of QRIS-based payment gateway system for the development of MSMEs
New Applied Studies in Management, Economics & Accounting
payment gateway
digital payment
qris
msmes
technology acceptance model (tam)
title The implementation of QRIS-based payment gateway system for the development of MSMEs
title_full The implementation of QRIS-based payment gateway system for the development of MSMEs
title_fullStr The implementation of QRIS-based payment gateway system for the development of MSMEs
title_full_unstemmed The implementation of QRIS-based payment gateway system for the development of MSMEs
title_short The implementation of QRIS-based payment gateway system for the development of MSMEs
title_sort implementation of qris based payment gateway system for the development of msmes
topic payment gateway
digital payment
qris
msmes
technology acceptance model (tam)
url https://www.nasme-journal.ir/article_191385_f1dd5e5d5951e901f87a1fbefeb0704b.pdf
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