THE BONUS-MALUS SYSTEM MODELLING USING THE TRANSITION MATRIX

The motor insurance is an important branch of non-life insurance in many countries; in some of them, coming first in total premium income category (in Romania, for example). The Bonus-Malus system implementation is one of the solutions chosen by the insurance companies in order to increase the effic...

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Main Author: SANDRA TEODORESCU
Format: Article
Language:English
Published: Nicolae Titulescu University Publishing House 2012-05-01
Series:Challenges of the Knowledge Society
Subjects:
Online Access:http://cks.univnt.ro/uploads/cks_2012_articles/index.php?dir=02_economics%2F&download=cks_2012_economics_art_033.pdf
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author SANDRA TEODORESCU
author_facet SANDRA TEODORESCU
author_sort SANDRA TEODORESCU
collection DOAJ
description The motor insurance is an important branch of non-life insurance in many countries; in some of them, coming first in total premium income category (in Romania, for example). The Bonus-Malus system implementation is one of the solutions chosen by the insurance companies in order to increase the efficiency in the motor insurance domain. This system has been recently introduced by the Romanian insurers as well. In this paper I present the means for modelling the bonus-malus system using the transition matrix.
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institution Kabale University
issn 2068-7796
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publishDate 2012-05-01
publisher Nicolae Titulescu University Publishing House
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series Challenges of the Knowledge Society
spelling doaj-art-528ebc90cac345349f43b5d75f90e6e72024-12-02T02:25:38ZengNicolae Titulescu University Publishing HouseChallenges of the Knowledge Society2068-77962012-05-012-15021507THE BONUS-MALUS SYSTEM MODELLING USING THE TRANSITION MATRIXSANDRA TEODORESCUThe motor insurance is an important branch of non-life insurance in many countries; in some of them, coming first in total premium income category (in Romania, for example). The Bonus-Malus system implementation is one of the solutions chosen by the insurance companies in order to increase the efficiency in the motor insurance domain. This system has been recently introduced by the Romanian insurers as well. In this paper I present the means for modelling the bonus-malus system using the transition matrix.http://cks.univnt.ro/uploads/cks_2012_articles/index.php?dir=02_economics%2F&download=cks_2012_economics_art_033.pdfBonus-MalussystemRomanian Bonus-Malus systemtransition matrixmotor insurance
spellingShingle SANDRA TEODORESCU
THE BONUS-MALUS SYSTEM MODELLING USING THE TRANSITION MATRIX
Challenges of the Knowledge Society
Bonus-Malus
system
Romanian Bonus-Malus system
transition matrix
motor insurance
title THE BONUS-MALUS SYSTEM MODELLING USING THE TRANSITION MATRIX
title_full THE BONUS-MALUS SYSTEM MODELLING USING THE TRANSITION MATRIX
title_fullStr THE BONUS-MALUS SYSTEM MODELLING USING THE TRANSITION MATRIX
title_full_unstemmed THE BONUS-MALUS SYSTEM MODELLING USING THE TRANSITION MATRIX
title_short THE BONUS-MALUS SYSTEM MODELLING USING THE TRANSITION MATRIX
title_sort bonus malus system modelling using the transition matrix
topic Bonus-Malus
system
Romanian Bonus-Malus system
transition matrix
motor insurance
url http://cks.univnt.ro/uploads/cks_2012_articles/index.php?dir=02_economics%2F&download=cks_2012_economics_art_033.pdf
work_keys_str_mv AT sandrateodorescu thebonusmalussystemmodellingusingthetransitionmatrix
AT sandrateodorescu bonusmalussystemmodellingusingthetransitionmatrix