Pengaruh Pembiayaan Ijarah, Non-Performing Financing Dan Financing To Deposit Ratio Terhadap Return On Assets Pada Unit Usaha Syariah Tahun 2018-2020
This study aims to determine the effect of ijarah financing, non-performing financing (NPF) and financing to deposit ratio (FDR) on return on assets (ROA) in Islamic business units (IBU) in 2018-2020. In this study, secondary data is used in the form of published quarterly financial reports of Islam...
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| Format: | Article |
| Language: | English |
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LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis
2021-04-01
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| Series: | Jurnal Perbankan Syariah |
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| Online Access: | https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/286 |
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| author | Rini Malinda Sari Fena Ulfa Aulia Iis Nurul Anami Atika Salsabila |
| author_facet | Rini Malinda Sari Fena Ulfa Aulia Iis Nurul Anami Atika Salsabila |
| author_sort | Rini Malinda Sari |
| collection | DOAJ |
| description | This study aims to determine the effect of ijarah financing, non-performing financing (NPF) and financing to deposit ratio (FDR) on return on assets (ROA) in Islamic business units (IBU) in 2018-2020. In this study, secondary data is used in the form of published quarterly financial reports of Islamic business units which are obtained from the website of the Financial Services Authority. The method used in this research is multiple linear regressions. The results of this study indicate that partially the ijarah financing variable has no significant effect on ROA, while NPF and FDR affect ROA. Ijarah financing cannot be used as a partial determining factor for ROA for IBU, but simultaneously ijarah financing, NPF and FDR can be used as a determining factor for ROA for IBU. Stakeholders can use the NPF and FDR variables as determinants of the level of ROA of an IBU. |
| format | Article |
| id | doaj-art-4d49c22c80a74ed79bbedb0090c8e6a0 |
| institution | Kabale University |
| issn | 2721-6241 2721-7094 |
| language | English |
| publishDate | 2021-04-01 |
| publisher | LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis |
| record_format | Article |
| series | Jurnal Perbankan Syariah |
| spelling | doaj-art-4d49c22c80a74ed79bbedb0090c8e6a02025-08-20T03:48:31ZengLPPM Institut Syariah Negeri Junjungan (ISNJ) BengkalisJurnal Perbankan Syariah2721-62412721-70942021-04-0121122810.46367/jps.v2i1.286286Pengaruh Pembiayaan Ijarah, Non-Performing Financing Dan Financing To Deposit Ratio Terhadap Return On Assets Pada Unit Usaha Syariah Tahun 2018-2020Rini Malinda Sari0Fena Ulfa Aulia1Iis Nurul Anami2Atika Salsabila3Institut Agama Islam Negeri (IAIN) Madura, Pamekasan, IndonesiaInstitut Agama Islam Negeri (IAIN) Madura, Pamekasan, IndonesiaInstitut Agama Islam Negeri (IAIN) Madura, Pamekasan, IndonesiaInstitut Agama Islam Negeri (IAIN) Madura, Pamekasan, IndonesiaThis study aims to determine the effect of ijarah financing, non-performing financing (NPF) and financing to deposit ratio (FDR) on return on assets (ROA) in Islamic business units (IBU) in 2018-2020. In this study, secondary data is used in the form of published quarterly financial reports of Islamic business units which are obtained from the website of the Financial Services Authority. The method used in this research is multiple linear regressions. The results of this study indicate that partially the ijarah financing variable has no significant effect on ROA, while NPF and FDR affect ROA. Ijarah financing cannot be used as a partial determining factor for ROA for IBU, but simultaneously ijarah financing, NPF and FDR can be used as a determining factor for ROA for IBU. Stakeholders can use the NPF and FDR variables as determinants of the level of ROA of an IBU.https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/286ijarah financingnon-performing financingfinancing to deposit ratioreturn on assetsislamic business units |
| spellingShingle | Rini Malinda Sari Fena Ulfa Aulia Iis Nurul Anami Atika Salsabila Pengaruh Pembiayaan Ijarah, Non-Performing Financing Dan Financing To Deposit Ratio Terhadap Return On Assets Pada Unit Usaha Syariah Tahun 2018-2020 Jurnal Perbankan Syariah ijarah financing non-performing financing financing to deposit ratio return on assets islamic business units |
| title | Pengaruh Pembiayaan Ijarah, Non-Performing Financing Dan Financing To Deposit Ratio Terhadap Return On Assets Pada Unit Usaha Syariah Tahun 2018-2020 |
| title_full | Pengaruh Pembiayaan Ijarah, Non-Performing Financing Dan Financing To Deposit Ratio Terhadap Return On Assets Pada Unit Usaha Syariah Tahun 2018-2020 |
| title_fullStr | Pengaruh Pembiayaan Ijarah, Non-Performing Financing Dan Financing To Deposit Ratio Terhadap Return On Assets Pada Unit Usaha Syariah Tahun 2018-2020 |
| title_full_unstemmed | Pengaruh Pembiayaan Ijarah, Non-Performing Financing Dan Financing To Deposit Ratio Terhadap Return On Assets Pada Unit Usaha Syariah Tahun 2018-2020 |
| title_short | Pengaruh Pembiayaan Ijarah, Non-Performing Financing Dan Financing To Deposit Ratio Terhadap Return On Assets Pada Unit Usaha Syariah Tahun 2018-2020 |
| title_sort | pengaruh pembiayaan ijarah non performing financing dan financing to deposit ratio terhadap return on assets pada unit usaha syariah tahun 2018 2020 |
| topic | ijarah financing non-performing financing financing to deposit ratio return on assets islamic business units |
| url | https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/286 |
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