Determinants of households’ willingness to pay for health insurance in Burkina Faso
Abstract Background The operationalization of universal health insurance in Burkina Faso represents a significant challenge for health coverage. The willingness of households to pay is a crucial aspect of the process. This highlights the necessity of examining the factors that may explain their will...
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| Format: | Article |
| Language: | English |
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BMC
2024-11-01
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| Series: | Health Economics Review |
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| Online Access: | https://doi.org/10.1186/s13561-024-00576-6 |
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| author | Guiro Jeudi Topan Noël Thiombiano Issa Sarambe |
| author_facet | Guiro Jeudi Topan Noël Thiombiano Issa Sarambe |
| author_sort | Guiro Jeudi Topan |
| collection | DOAJ |
| description | Abstract Background The operationalization of universal health insurance in Burkina Faso represents a significant challenge for health coverage. The willingness of households to pay is a crucial aspect of the process. This highlights the necessity of examining the factors that may explain their willingness to pay. The objective of this study is to analyze the determinants of households’ willingness to pay for health insurance in Burkina Faso. Methods The data used in this study were collected between March and September 2017 in the territory of Burkina Faso, covering six administrative regions. A total of 211 households were surveyed, 71 in urban areas and 140 in rural areas. The Tobit model was employed to analyze the determinants of willingness to pay, with the contingent valuation method used to obtain willingness to pay. Results The results of the descriptive analysis indicate that households are willing to pay approximately 7,600 F CFA on average for health insurance. The estimation results demonstrate that income has a positive effect on households’ willingness to pay. Additionally, the occupation of the head of household and the insurance reimbursement rate are identified as determinants of willingness to pay. Conclusion The findings of this study indicate that income, the rate of repayment and the occupation of the head of household are the primary determinants of willingness to pay. In terms of implications, it is essential to ensure that the rate of protection is high, which could encourage households to pay the premium. Furthermore, the results of the evaluation suggest that interventions to increase household income may be beneficial. |
| format | Article |
| id | doaj-art-42f11dc63a9248628090b8cfb1a63a1b |
| institution | Kabale University |
| issn | 2191-1991 |
| language | English |
| publishDate | 2024-11-01 |
| publisher | BMC |
| record_format | Article |
| series | Health Economics Review |
| spelling | doaj-art-42f11dc63a9248628090b8cfb1a63a1b2024-11-17T12:09:24ZengBMCHealth Economics Review2191-19912024-11-0114111210.1186/s13561-024-00576-6Determinants of households’ willingness to pay for health insurance in Burkina FasoGuiro Jeudi Topan0Noël Thiombiano1Issa Sarambe2Thomas SANKARA UniversityThomas SANKARA UniversityNorbert ZONGO UniversityAbstract Background The operationalization of universal health insurance in Burkina Faso represents a significant challenge for health coverage. The willingness of households to pay is a crucial aspect of the process. This highlights the necessity of examining the factors that may explain their willingness to pay. The objective of this study is to analyze the determinants of households’ willingness to pay for health insurance in Burkina Faso. Methods The data used in this study were collected between March and September 2017 in the territory of Burkina Faso, covering six administrative regions. A total of 211 households were surveyed, 71 in urban areas and 140 in rural areas. The Tobit model was employed to analyze the determinants of willingness to pay, with the contingent valuation method used to obtain willingness to pay. Results The results of the descriptive analysis indicate that households are willing to pay approximately 7,600 F CFA on average for health insurance. The estimation results demonstrate that income has a positive effect on households’ willingness to pay. Additionally, the occupation of the head of household and the insurance reimbursement rate are identified as determinants of willingness to pay. Conclusion The findings of this study indicate that income, the rate of repayment and the occupation of the head of household are the primary determinants of willingness to pay. In terms of implications, it is essential to ensure that the rate of protection is high, which could encourage households to pay the premium. Furthermore, the results of the evaluation suggest that interventions to increase household income may be beneficial.https://doi.org/10.1186/s13561-024-00576-6DeterminantsWillingness to payTobitHealth insuranceBurkina Faso |
| spellingShingle | Guiro Jeudi Topan Noël Thiombiano Issa Sarambe Determinants of households’ willingness to pay for health insurance in Burkina Faso Health Economics Review Determinants Willingness to pay Tobit Health insurance Burkina Faso |
| title | Determinants of households’ willingness to pay for health insurance in Burkina Faso |
| title_full | Determinants of households’ willingness to pay for health insurance in Burkina Faso |
| title_fullStr | Determinants of households’ willingness to pay for health insurance in Burkina Faso |
| title_full_unstemmed | Determinants of households’ willingness to pay for health insurance in Burkina Faso |
| title_short | Determinants of households’ willingness to pay for health insurance in Burkina Faso |
| title_sort | determinants of households willingness to pay for health insurance in burkina faso |
| topic | Determinants Willingness to pay Tobit Health insurance Burkina Faso |
| url | https://doi.org/10.1186/s13561-024-00576-6 |
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