FinTech: a literature review of emerging financial technologies and applications
Abstract Future financing has the potential to evolve into a forward-looking and ingenious system that can enrich diverse technologies. This investigation focuses on five attractive emerging technologies tied to the finance, namely artificial intelligence (AI), machine learning, blockchain, augmente...
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| Format: | Article |
| Language: | English |
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SpringerOpen
2025-01-01
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| Series: | Financial Innovation |
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| Online Access: | https://doi.org/10.1186/s40854-024-00668-6 |
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| _version_ | 1841559129959694336 |
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| author | Gang Kou Yang Lu |
| author_facet | Gang Kou Yang Lu |
| author_sort | Gang Kou |
| collection | DOAJ |
| description | Abstract Future financing has the potential to evolve into a forward-looking and ingenious system that can enrich diverse technologies. This investigation focuses on five attractive emerging technologies tied to the finance, namely artificial intelligence (AI), machine learning, blockchain, augmented reality (AR)/virtual reality (VR), and quantum mechanics. Within the financial milieu, there is an ongoing pursuit for more precise, optimized, secure, and agile solutions capable of managing multifarious financial undertakings. Emerging technologies present remarkable modalities for achieving these objectives. This scholarly exposition expounds upon the creation of emerging technologies within the financial world, while concurrently deliberating upon the prospective applications of these technologies within financial systems. Given the nascent stage of development that characterizes these emerging technologies, the advancement of financial performance emerges as a substantial challenge owing to both technological and operational advantages. Technology-oriented financing has emerged as an essential trajectory for shaping the future of finance. |
| format | Article |
| id | doaj-art-3d38bdd9ea6446f68fb67ddca934e763 |
| institution | Kabale University |
| issn | 2199-4730 |
| language | English |
| publishDate | 2025-01-01 |
| publisher | SpringerOpen |
| record_format | Article |
| series | Financial Innovation |
| spelling | doaj-art-3d38bdd9ea6446f68fb67ddca934e7632025-01-05T12:43:33ZengSpringerOpenFinancial Innovation2199-47302025-01-0111113410.1186/s40854-024-00668-6FinTech: a literature review of emerging financial technologies and applicationsGang Kou0Yang Lu1School of Business, Southwest University of Finance and EconomicsBeijing Technology and Business UniversityAbstract Future financing has the potential to evolve into a forward-looking and ingenious system that can enrich diverse technologies. This investigation focuses on five attractive emerging technologies tied to the finance, namely artificial intelligence (AI), machine learning, blockchain, augmented reality (AR)/virtual reality (VR), and quantum mechanics. Within the financial milieu, there is an ongoing pursuit for more precise, optimized, secure, and agile solutions capable of managing multifarious financial undertakings. Emerging technologies present remarkable modalities for achieving these objectives. This scholarly exposition expounds upon the creation of emerging technologies within the financial world, while concurrently deliberating upon the prospective applications of these technologies within financial systems. Given the nascent stage of development that characterizes these emerging technologies, the advancement of financial performance emerges as a substantial challenge owing to both technological and operational advantages. Technology-oriented financing has emerged as an essential trajectory for shaping the future of finance.https://doi.org/10.1186/s40854-024-00668-6FinTechEmerging technologyAI (artificial intelligence)Machine learningBlockchainAR (augmented reality)/VR (virtual reality) |
| spellingShingle | Gang Kou Yang Lu FinTech: a literature review of emerging financial technologies and applications Financial Innovation FinTech Emerging technology AI (artificial intelligence) Machine learning Blockchain AR (augmented reality)/VR (virtual reality) |
| title | FinTech: a literature review of emerging financial technologies and applications |
| title_full | FinTech: a literature review of emerging financial technologies and applications |
| title_fullStr | FinTech: a literature review of emerging financial technologies and applications |
| title_full_unstemmed | FinTech: a literature review of emerging financial technologies and applications |
| title_short | FinTech: a literature review of emerging financial technologies and applications |
| title_sort | fintech a literature review of emerging financial technologies and applications |
| topic | FinTech Emerging technology AI (artificial intelligence) Machine learning Blockchain AR (augmented reality)/VR (virtual reality) |
| url | https://doi.org/10.1186/s40854-024-00668-6 |
| work_keys_str_mv | AT gangkou fintechaliteraturereviewofemergingfinancialtechnologiesandapplications AT yanglu fintechaliteraturereviewofemergingfinancialtechnologiesandapplications |