Consequences of the CJEU Ruling of 3 October 2019 on Swiss Franc Mortgage Loans for Polish Borrowers
The article discusses the effects of the recent ruling of the Court of Justice of the European Union (the CJEU), regarding the impact of abusive contractual provisions included in the foreign currency loan contracts on the legal effectiveness of the entire contract. The position of the CJEU may tri...
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| Format: | Article |
| Language: | English |
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University of Applied Sciences in Bielsko-Biała
2020-01-01
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| Series: | Zeszyty Naukowe Wyższej Szkoły Finansów i Prawa w Bielsku-Białej |
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| Online Access: | https://www.asej.eu/index.php/asej/article/view/392 |
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| _version_ | 1846165956766728192 |
|---|---|
| author | Anna Wilk |
| author_facet | Anna Wilk |
| author_sort | Anna Wilk |
| collection | DOAJ |
| description |
The article discusses the effects of the recent ruling of the Court of Justice of the European Union (the CJEU), regarding the impact of abusive contractual provisions included in the foreign currency loan contracts on the legal effectiveness of the entire contract. The position of the CJEU may trigger the necessity to modify and unify the previous sentencing guidelines. Moreover, it may become necessary to revoke some final judgements in cases of individual borrowers that have been issued so far. The author analyses the direction the case law will take after the CJEU’s ruling and its impact on cases which have already been closed.
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| format | Article |
| id | doaj-art-1663b3563e7943dca2853334b0fb04f2 |
| institution | Kabale University |
| issn | 2543-9103 2543-411X |
| language | English |
| publishDate | 2020-01-01 |
| publisher | University of Applied Sciences in Bielsko-Biała |
| record_format | Article |
| series | Zeszyty Naukowe Wyższej Szkoły Finansów i Prawa w Bielsku-Białej |
| spelling | doaj-art-1663b3563e7943dca2853334b0fb04f22024-11-16T15:23:48ZengUniversity of Applied Sciences in Bielsko-BiałaZeszyty Naukowe Wyższej Szkoły Finansów i Prawa w Bielsku-Białej2543-91032543-411X2020-01-01234Consequences of the CJEU Ruling of 3 October 2019 on Swiss Franc Mortgage Loans for Polish BorrowersAnna Wilk0Wyższa Szkoła Finansów i Prawa w Bielsku-Białej Wydział Prawa i Nauk Społecznych The article discusses the effects of the recent ruling of the Court of Justice of the European Union (the CJEU), regarding the impact of abusive contractual provisions included in the foreign currency loan contracts on the legal effectiveness of the entire contract. The position of the CJEU may trigger the necessity to modify and unify the previous sentencing guidelines. Moreover, it may become necessary to revoke some final judgements in cases of individual borrowers that have been issued so far. The author analyses the direction the case law will take after the CJEU’s ruling and its impact on cases which have already been closed. https://www.asej.eu/index.php/asej/article/view/392foreign currency loancredit recipientconsumerborrowerruling |
| spellingShingle | Anna Wilk Consequences of the CJEU Ruling of 3 October 2019 on Swiss Franc Mortgage Loans for Polish Borrowers Zeszyty Naukowe Wyższej Szkoły Finansów i Prawa w Bielsku-Białej foreign currency loan credit recipient consumer borrower ruling |
| title | Consequences of the CJEU Ruling of 3 October 2019 on Swiss Franc Mortgage Loans for Polish Borrowers |
| title_full | Consequences of the CJEU Ruling of 3 October 2019 on Swiss Franc Mortgage Loans for Polish Borrowers |
| title_fullStr | Consequences of the CJEU Ruling of 3 October 2019 on Swiss Franc Mortgage Loans for Polish Borrowers |
| title_full_unstemmed | Consequences of the CJEU Ruling of 3 October 2019 on Swiss Franc Mortgage Loans for Polish Borrowers |
| title_short | Consequences of the CJEU Ruling of 3 October 2019 on Swiss Franc Mortgage Loans for Polish Borrowers |
| title_sort | consequences of the cjeu ruling of 3 october 2019 on swiss franc mortgage loans for polish borrowers |
| topic | foreign currency loan credit recipient consumer borrower ruling |
| url | https://www.asej.eu/index.php/asej/article/view/392 |
| work_keys_str_mv | AT annawilk consequencesofthecjeurulingof3october2019onswissfrancmortgageloansforpolishborrowers |