APA (7th ed.) Citation

Han, S., Jung, H., & Yoo, P. D. SMART: Structured Missingness Analysis and Reconstruction Technique for credit scoring. Nature Portfolio.

Chicago Style (17th ed.) Citation

Han, Seongil, Haemin Jung, and Paul D. Yoo. SMART: Structured Missingness Analysis and Reconstruction Technique for Credit Scoring. Nature Portfolio.

MLA (9th ed.) Citation

Han, Seongil, et al. SMART: Structured Missingness Analysis and Reconstruction Technique for Credit Scoring. Nature Portfolio.

Warning: These citations may not always be 100% accurate.